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Ettrick : Real Estate Advice

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Activity 9
Sun Dec 13, 2015
Scott Godzyk answered:
As long as you can show the income to be able to afford 2 home. You should meet with a local and trusted loan officer who can pre qualify you an dlet you know what is available.
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Thu Aug 21, 2014
Kreative Kastles, Inc. answered:
The most important thing a prospective landlord wants to know and be sure of is, if you move in the space, will you pay each month? Are you used to paying Rent from month to month, without drama, resistance and problems that have to be dealt with? If you are honest with them, you may be able to work out something where they won't run the credit check in lieu of some other proof of a payment history, like your current or past landlord as a reference. The pattern of payment is as important as your income. Good luck. ... more
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Thu Aug 21, 2014
Kreative Kastles, Inc. answered:
Ms. Bembry at the Petersburg Housing Authority is very helpful. Call and ask for her. She can help you get a Section 8 Voucher. Good luck.
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Tue Sep 4, 2012
Brandy Mallette asked:
I was told that there is a questionable hotel at the end of this street that makes this neighborhood not so safe. Has anyone been by this area or know what I am speaking about? I do like…
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Wed Feb 8, 2012
Tina Beasley answered:
Lease it out as long as you can get enough money per month to pay our mortgage, then that may be your only option. As if you sell it, only people paying cash could purchase it from you as that property would not meet FHA lending guidelines. Give me a call and I can discuss this with you in more detail.

Tina Beasley
Associate Broker
Envision Real Estate, LC
804-972-9927
... more
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Tue Feb 17, 2009
Doug Stalker answered:
Just looking, I would suggest some investigation on your part. As Matthew pointed out can be as much as a 2 point hit for a credit score below 620. If your score is above 620 than a 2% discount seems out of line. If your score is below the 620 level your options will be limited as many lenders have tightened up on scores and many will not look at a score under 600. If this is you circumstance you may want to explore some quick strategies to improve your score. I have some information on my blog at the link below. ... more
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