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Home Buying in Essex County : Real Estate Advice

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  • Local Info1
  • Home Buying6
  • Home Selling0
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Activity 346
Thu Apr 27, 2017
Kenneth Doucette answered:
Mon Apr 17, 2017
Affordableplumbing4all answered:
I'm a contractor & Asbestos siding is Not dangerous unless pulverized to allow dust being enhauled. Asbestos siding is very hard, stays in solid form, and not in powder form, which makes it pretty much harmless. Now, industrial use of asbestos, such as the type used to insulate pipes, for example, is dangerous because it turns into a cloud of dust like talcom powder. This form of powdered asbestos is the main cause of mesothelioma and dangerous as hell. Asbestos siding has an extremely long life; therefore, it's worth more to have a house with siding that lasts 100 years, don't you think? ... more
0 votes 26 answers Share Flag
Sat Feb 11, 2017
Jill Jorgenson asked:
Thu Feb 9, 2017
Bob Relihan answered:
The process to find determine how much of a mortgage you qualify for is quite simple. It is mostly based on your debt to income ratio. A five minute phone call and I can give you an estimate. To get an actual pre-qualification letter I would run your credit report and review your most recent pay stub.
I recommend getting a jump on the spring market and start the process now. I am local in the Wakefield/Lynnfield/Reading area.
Contact me a rrelihan@meploans.com or 617-686-9307 for more information.
Bob Relihan NMLS # 14721
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0 votes 2 answers Share Flag
Mon Jan 23, 2017
UpNest answered:
Termites can be taken care of with the right exterminator. A good realtor can probably ask the questions and get the answers you need before purchasing the property. Have you tried using www.UpNest.com? You can consult with local NYC realtors for free and they can answer your questions honestly about the termites and the best exterminator to use. ... more
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Mon Jan 23, 2017
Jennifer Winn answered:
I know this is an old thread, but I've been working as a buyer's agent for Redfin for about a year now, and I want to weigh in.

As an employee, I can tell you I have been looking for the "catch" since I found them and it hasn't appeared yet. This is the best company I've ever worked with - real estate or otherwise - in my 20+ year work history. They treat their customers and their employees with respect and as a result we all work extra hard to keep the ship sailing.

The money back at closing is really icing on the cake. Redfin agents are employees rather than independent contractors, so we are paid a salary with benefits and we receive a bonus at closing that is scaled depending on the rating our customer gives us. Customer service is what we are about. We are highly incentivized to give you level 10 Customer service. Anything less hurts a bit.

We typically only have one physical office for a region/state, so don't be fooled by the address on our business cards. Agents work remotely (no desk fees other realtors out there) and while we cover a broad territory, we try to match the agent to the area so that you are working with a local agent.

We also have associate agents who are independent contractors, and they are held to the same customer service standards. Those agents do nothing but show houses and they get paid per event (not commission). They are there so that you can see homes on your schedule. If you want to see 6 homes on a Saturday morning and your primary Redfin agent is booked already, they book you with one of the associates on that agent's team who then reports back to your agent. Your agent follows up and gets any necessary information you might request to make an offer.

We are able to do all of this due to the efficiency of our model and the amazing software we have backing us up. Because of the team methodology, we are able to service more customers, at a higher level. (Company model depends on volume). We don't have to prospect for clients, because they all come through the website. As a realtor, I cannot express how much I love this fact. None of us want to solicit you for business. We would much rather you come to us when you are ready. This makes that possible.

So, I would encourage you to check out the website in detail. There is a lot of information in the pulldowns beyond the home search capabilities. We don't require buyer agency agreements until you are putting an offer on a house and it is specific to the home. We wont ever pressure you to make an offer you are not ready to make. I would encourage anyone considering them to try the on for size.
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0 votes 13 answers Share Flag
Thu Oct 6, 2016
Paul answered:
Yes absolutely, but good news is that Inbedroxk.com can help you learn about, understand and navigate ALL the real costs of homeownership, including mortgage financing, so you can make educated section as to financial worthiness of your home purchase. Inbedrock.com will help you analyze purchase price, downpayment $ amount, closing costs like title fees, mortgage financing, RE Taxes + Homeowner Insurance. It's simple + easy-to-use and very educational. An invaluable tool for all homebuyers- houses, condo/co-ops, investment properties. Make sure you can calculate whether is better to Buy or Rent with Inbedrock.com ... more
0 votes 1 answer Share Flag
Thu Oct 6, 2016
Paul answered:
Yes absolutely, but good news is that Inbedroxk.com can help you learn about, understand and navigate ALL the real costs of homeownership, including mortgage financing, so you can make educated section as to financial worthiness of your home purchase. Inbedrock.com will help you analyze purchase price, downpayment $ amount, closing costs like title fees, mortgage financing, RE Taxes + Homeowner Insurance. It's simple + easy-to-use and very educational. An invaluable tool for all homebuyers- houses, condo/co-ops, investment properties. Make sure you can calculate whether is better to Buy or Rent with Inbedrock.com ... more
0 votes 1 answer Share Flag
Wed Jul 27, 2016
Jeanne Annon asked:
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This question was asked from this property: http://www.trulia.com/foreclosure/3226704180-4-Cross-St-1-Marblehead-MA-01945
0 votes 0 Answers Share Flag
Thu Jul 7, 2016
Maricris A answered:
Hello,

If you don't have one already, you will be prompted to create a profile on Trulia as a part of submitting a review. It helps ensure that reviews are from actual clients.

Submitting a review on Trulia:

Log into your Trulia profile, then click on the "Find an Agent" link in the green search bar at the top.

Search by your agent’s name and service area.When your agent appears in the results, click their name.

Select the “Reviews” tab beneath their name and photo on their profile page.

Select the orange “Write a Review” button.


Once you submit your review it will be sent to moderation. We moderate each review before publishing it on Trulia. If the review meets our guidelines it will be published onto the professional's profile.


Regards,

Maricris
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Wed Jul 6, 2016
Dale asked:
Interested in Oakridge Village condos at Harvest Dr, North Andover, MA and Mission Crossing in Chelmsford, MA. Is there plenty of guest parking available? Will I be able to have a few friends…
0 votes 0 Answers Share Flag
Sat Jun 11, 2016
Max answered:
I want to buy house in Worcester and was wondering if there is downpayment assistance or grant for first time homeowners occupants or perhaps no money down mortgage loan and where or how. Any help appreciated. Thank you. ... more
0 votes 10 answers Share Flag
Thu Apr 28, 2016
Azube1 answered:
Lynn will be developing in the coming years especially with the waterfront. I'm certain we will end up being another shopping district for the North of Boston. Charlie Baker has a commitment as well as others in developing Lynn. The crime scene is very over-rated. I've never been bothered and I walk around downtown Lynn all the time.I'm not familiar with the area you've chosen, but I want to welcome you to Lynn anyway. arlenez ... more
0 votes 12 answers Share Flag
Fri Apr 8, 2016
Sally Grenier answered:
Only your agent can do that. If you're a FSBO, then you'll have to change that info yourself...wherever you put it. Zillow maybe?
0 votes 1 answer Share Flag
Sat Feb 27, 2016
AJ Hernandez answered:
A couple things to keep in mind lenders use before tax income to qualify a person in most cases. Have you looked into refinancing your car to get a lower payment? If you can save $100 or more this is money that you can apply to your debt to accelerate the payoff or apply to the housing payment since an interest rate for a car loan is usually much lower than credit card interest rates. Also if you are a first time home buyer you should see if there are any mortgage certificate programs in your area that will help you qualify and save you money on your mortgage interest. You mentioned multi unit house many loan programs and lenders will allow you to use some of the rental income you will be receiving from the other unit(s) to help you qualify and this additional income should help you pay the mortgage. If you have cash after considering the amount of your current rent + the potential rental income minus the new mortgage then this cash flow could also help you accelerate the payoff of your debt however be very careful if you are relying on this rental income to pay that mortgage, you never know when a tenant may move out and/or how long it will take to rent it out plus you must consider the responsibility and costs of being a landlord in addition to the new home ownership expenses you might incur. All that being said just because the debts are not in your name and even if you are only applying for a loan in just your name and assuming you get approved I still strongly recommend you consider the financial impact that a mortgage will have on your overall financial profile. Lastly some States require that even if a spouse is not included on the loan that their debts be considered, I only offer loans in Florida so best you check with a mortgage professional in your area. Best of luck and God bless! ... more
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