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Elyria : Real Estate Advice

  • All43
  • Local Info4
  • Home Buying13
  • Home Selling0
  • Market Conditions2

Activity 56
Tue Mar 7, 2017
Pipgamer answered:
sort of, they allow a cat on some occasions
0 votes 1 answer Share Flag
Fri Sep 9, 2016
USMortgageRanger answered:
You will need to work with a Lender to get qualified then you can work with the Realtor to identify the home and put in an offe I can be contacted for a FREE no obligation consultation.


Lowell Sterling
Mortgage Banker
NMLS 968898
Phone 469-347-3572
... more
0 votes 1 answer Share Flag
Tue Jul 19, 2016
Maricris A answered:
Hello,

The 'public record' status of the property means that the property is off the market and for informative purposes only.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Regards,

Maricris
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Sun Jul 3, 2016
Alan May answered:
So, you want to 'break up with your agent, because you haven't talked for more than ten days?

The feedback tells you that the house shows well, but it hasn't sold? Maybe you should call your agent, instead of standing on ceremony and waiting for him to call you?

Ten days is not a very long time, in today's market. Seems that a conversation is long overdue with your agent. Give him a call.
... more
0 votes 1 answer Share Flag
Mon Jun 27, 2016
asked:
We are trying to get a FHA mortgage, my husband is a business owner. We had met the DTI ratio with room to spare at the beginning of our application. We have not gained any additional debt,…
0 votes 0 Answers Share Flag
Mon Mar 28, 2016
Tony Grech answered:
All depends on the price of the house. The more you can put down though, the lower the payment will be. And generally the "all in" payment (principal, interest, taxes, and insurance) would need to be 45-50% or less of your income.

Talk to your bank and be willing to provide some income and credit information, then they can tell you what you qualify for.
... more
0 votes 1 answer Share Flag
Wed Feb 24, 2016
Lizandra77 asked:
My name shows up on the county recorder as a borrower to the current home my husband bought, I confirmed with the bank that my name is not on the loan/note, which is not. now, applying…
0 votes 0 Answers Share Flag
Thu Feb 11, 2016
MCM_STL answered:
Please get a buyer's agent! Do not get into this all by yourself. Yes, you can get an inspection. You can always get an inspection even on an as-is sale.
0 votes 1 answer Share Flag
Tue Feb 9, 2016
Kathy Burgreen answered:
Income is only one part of it. Mortgage lenders will review your employment, salary history, credit history, credit scores, savings, types of,outstanding debts and debt to income ratio. Lenders need a guarantee that your income is sufficient to pay for the mortgage, property taxes and homeowners insurance + your other monthly expenses.

Do you have cash for a down payment + cash to pay closing costs? Do you have 3 months of expenses in savings in case of job loss, medical crisis, etc.?

Now it's time to contact a lender and ask for a pre approval. After that contact a realtor and start visiting homes.
... more
0 votes 1 answer Share Flag
Thu Dec 10, 2015
Diana Hellman answered:
January or February would be a good time to list it.
0 votes 1 answer Share Flag
Tue Jul 14, 2015
Jodi Kidd answered:
I am sorry you are having this problem. Unfortunately we see this with Real Estate Brokers that are not a full service company.
0 votes 9 answers Share Flag
Sat Jul 4, 2015
Derek.olson asked:
I'm an investor new to Lorain County Ohio. I am in need of a RE Agent who is familiar with the area and working with investors. Knowledge of rehabs, flips, wholesaling, ect.....
0 votes 0 Answers Share Flag
Fri Mar 6, 2015
The Graveline Group answered:
Understand that ANYONE can post a rental. Trulia is only displaying 3rd party info, and there are ways for scammers to post fake listings on other websites which then get mirrored on trulia, zillow, realtor, etx.. When a deal seems too good to be true, it is.. ALWAYS verify EVERYTHING you see online with a local Realtor. Realtors adhere to a strict code of ethics which offers you consumer protection and piece of mind. Flag the listings and email fraud@trulia.com Browse the agent directory to find a well reviewed local Realtor. ... more
0 votes 3 answers Share Flag
Thu Mar 5, 2015
Marilyn Hastings asked:
Tue Jan 13, 2015
Paul Drury answered:
I always recommend you contact a credit specialist like Precision Credit Group. You can find them at http://yourcleancreditreport.com. They can help you get "First things First".
0 votes 3 answers Share Flag
Tue Jan 13, 2015
Paul Drury answered:
I always recommend you contact a credit specialist like Precision Credit Group. You can find them at http://yourcleancreditreport.com. They can help you get "First things First".
0 votes 4 answers Share Flag
Tue Jan 13, 2015
Paul Drury answered:
You should ask your accountant, Often times your tax return is the first red flag. Filing a joint return with a declaration of a home interest deduction and and property taxes is the first road block which tells someone you already own a home. And since just about ever lender will ask for 1-2 years worth of returns, you may be required to prove you are not on the deed or the mortgage yourself. If a lender wants to split fine hairs, you also have automatic dower rights to a one half interest in any real estate your spouse owns on their own. All in all, please check with your accountant and then ask a lender what their "definitions" are, since you will be agreeing to their terms and conditions in the end, And you should check with your attorney as well, mortgage fraud is a crime too. ... more
0 votes 1 answer Share Flag
Thu May 1, 2014
Tricia Waldron asked:
This question was asked from http://www.trulia.com/property/3146590794-306-Eagle-Cir-Elyria-OH-44035?ecampaign=con_day_propertycomp_bk&eurl=www.trulia.com%2Fproperty%2F3146590794-306-Ea…
0 votes 0 Answers Share Flag
Mon Feb 17, 2014
Suzanne MacDowell answered:
This is really a legal question and real estate professionals are not permitted to answer legal questions. I would recommend you contact an attorney. Or, perhaps your State's Department of Community Affairs could provide you with some guidance. ... more
0 votes 1 answer Share Flag
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