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Elyria : Real Estate Advice

  • All43
  • Local Info4
  • Home Buying13
  • Home Selling0
  • Market Conditions2

Activity 60
Wed Sep 6, 2017
Cvetlag asked:
Sat Jun 24, 2017
Kathy Burgreen answered:
The only types of homes that are not VA approved is co-op apartments and mobile homes. This means any condo, townhome or single / multi family house is VA approved. You need to contact a lender to be pre approved and based on how much of a loan your lender will give you, then you can start your home search. Beware: it is up to the seller whether or not to accept an offer from a buyer with a VA loan. ... more
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Wed Jun 14, 2017
Nate5278 answered:
I am not in Florida by the way, Ohio is where I am selling. We had multiple offers, we took one that was not contingent upon the sale of their home. Once they changed lenders, it was part of the loan contingency. This has thrown a huge monkey wrench in our plans, as we are in sales and the end of the month is money time, ot to mention we cannot afford another month's mortgage in our current home. Also, the realtor for the buyers of our home chose to accept an offer that requires much more time to obtain the loan. Its an OHFA loan?? So, I guess what I am asking is what are my rights? The realtor for the buyers completely disregarded the dates in the Purchase Agreement, and there has to be some kind of recourse against him. This cannot be standard practice. He has not communicated with my realtor very much if at all, matter of fact, she had to find out they switched lenders. ... more
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Tue Mar 7, 2017
Pipgamer answered:
sort of, they allow a cat on some occasions
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Fri Sep 9, 2016
USMortgageRanger answered:
You will need to work with a Lender to get qualified then you can work with the Realtor to identify the home and put in an offe I can be contacted for a FREE no obligation consultation.

Lowell Sterling
Mortgage Banker
NMLS 968898
Phone 469-347-3572
... more
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Tue Jul 19, 2016
Maricris A answered:

The 'public record' status of the property means that the property is off the market and for informative purposes only.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:


Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Sun Jul 3, 2016
Alan May answered:
So, you want to 'break up with your agent, because you haven't talked for more than ten days?

The feedback tells you that the house shows well, but it hasn't sold? Maybe you should call your agent, instead of standing on ceremony and waiting for him to call you?

Ten days is not a very long time, in today's market. Seems that a conversation is long overdue with your agent. Give him a call.
... more
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Mon Jun 27, 2016
We are trying to get a FHA mortgage, my husband is a business owner. We had met the DTI ratio with room to spare at the beginning of our application. We have not gained any additional debt,…
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Mon Mar 28, 2016
All depends on the price of the house. The more you can put down though, the lower the payment will be. And generally the "all in" payment (principal, interest, taxes, and insurance) would need to be 45-50% or less of your income.

Talk to your bank and be willing to provide some income and credit information, then they can tell you what you qualify for.
... more
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Wed Feb 24, 2016
Lizandra77 asked:
My name shows up on the county recorder as a borrower to the current home my husband bought, I confirmed with the bank that my name is not on the loan/note, which is not. now, applying…
0 votes 0 Answers Share Flag
Thu Feb 11, 2016
MCM_STL answered:
Please get a buyer's agent! Do not get into this all by yourself. Yes, you can get an inspection. You can always get an inspection even on an as-is sale.
0 votes 1 answer Share Flag
Tue Feb 9, 2016
Kathy Burgreen answered:
Income is only one part of it. Mortgage lenders will review your employment, salary history, credit history, credit scores, savings, types of,outstanding debts and debt to income ratio. Lenders need a guarantee that your income is sufficient to pay for the mortgage, property taxes and homeowners insurance + your other monthly expenses.

Do you have cash for a down payment + cash to pay closing costs? Do you have 3 months of expenses in savings in case of job loss, medical crisis, etc.?

Now it's time to contact a lender and ask for a pre approval. After that contact a realtor and start visiting homes.
... more
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Thu Dec 10, 2015
Diana Hellman answered:
January or February would be a good time to list it.
0 votes 1 answer Share Flag
Tue Jul 14, 2015
Jodi Kidd answered:
I am sorry you are having this problem. Unfortunately we see this with Real Estate Brokers that are not a full service company.
0 votes 9 answers Share Flag
Sat Jul 4, 2015
Derek.olson asked:
I'm an investor new to Lorain County Ohio. I am in need of a RE Agent who is familiar with the area and working with investors. Knowledge of rehabs, flips, wholesaling, ect.....
0 votes 0 Answers Share Flag
Fri Mar 6, 2015
The Graveline Group answered:
Understand that ANYONE can post a rental. Trulia is only displaying 3rd party info, and there are ways for scammers to post fake listings on other websites which then get mirrored on trulia, zillow, realtor, etx.. When a deal seems too good to be true, it is.. ALWAYS verify EVERYTHING you see online with a local Realtor. Realtors adhere to a strict code of ethics which offers you consumer protection and piece of mind. Flag the listings and email Browse the agent directory to find a well reviewed local Realtor. ... more
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Thu Mar 5, 2015
Marilyn Hastings asked:
Tue Jan 13, 2015
Paul Drury answered:
I always recommend you contact a credit specialist like Precision Credit Group. You can find them at They can help you get "First things First".
0 votes 3 answers Share Flag
Tue Jan 13, 2015
Paul Drury answered:
I always recommend you contact a credit specialist like Precision Credit Group. You can find them at They can help you get "First things First".
0 votes 4 answers Share Flag
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