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Home Buying in Elkhart County : Real Estate Advice

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  • Home Buying1
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Activity 54
Fri Dec 9, 2016
Jblake10129 asked:
Seller didn't respond to our buyer's inspection response by the due date. This paired with other issues eventually resulted in us walking away. They were pushing back on some…
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Thu May 5, 2016
Susankhege asked:
When buyer has reserved the right to have independent inspections and the contract says buyer shall order them within 15 days from acceptance and shall respond to the inspection report in…
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Sun Apr 24, 2016
Alysse Musgrave answered:
Eventually you will. Wait until your credit score is around 640 before you try to buy a home. You'll need 3.5% for your down payment and a steady, verifiable income. You'll get there.

Don't Let Them Make a Monkey Out of You! Follow the links below.

Alysse Musgrave

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
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Mon Apr 11, 2016
Yakinbisasampai160 asked:
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Mon Apr 11, 2016
Yakinbisasampai160 asked:
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Mon Apr 11, 2016
Yakinbisasampai160 asked:
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Thu Mar 31, 2016
Bigheadbob1972 asked:
Wed Nov 11, 2015
Kathy Lewis answered:
Contact us below if we can assist you.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states
Ph: 800-691-8826 (7 days a week)
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Thu Jun 11, 2015
My NC Homes Team answered:
Rent to Own is more urban myth than reality. There are only two situations where someone like yourself will encounter "Rent to Own" and neither is desirable.

In the first situation the Seller has been unsuccessfully trying to sell their property often for a year or more and they cannot find a buyer. The reasons for this can be many such as; high crime rates, terrible condition of the property, stigmas the house may have such as some one murdered in the home, or a home used as a meth lab for example. There are others but I'm sure you get the idea. In this case the seller is so anxious to sell their willing to do anything, but Buyers should ask themselves why would I want to inherit this Seller's headache?

The second situation is in my opinion actually worse: it's when very savvy Sellers set out to intentionally take advantage of less savvy Buyers. They never have any intention of the Buyer owning the home and the contract they prepare almost ensures that a Buyer will never be successful in meeting the terms. Their intent is to get above market rental income with the promise that one day you'll own the property and if by chance you actually were able to fulfill the terms of their agreement their OK as they got well above market price for the property, but what happens 95+% of the time is that they simply take the home back when a buyer fails to fulfill one or more of their contract terms and they then repeat the process.   I've been active in all aspects of residential real estate for more than three decades and can honestly report that I have never once met a single buyer who was successful with "Rent to Own" 

Right now we're in a strong sellers market, and frankly there's no reason any legitimate seller would offer a Rent to Own option, that said it's very possible given today's low interest rates that you may be able to buy a home. The best way to find out for certain is to speak with a reputable mortgage lender.
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Fri Apr 10, 2015
Harlryflstf asked:
Sat Jan 31, 2015
Tracy Jones answered:
I can get you the township if you post the address.
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Sat Jan 24, 2015
Dan Tabit answered:
The answer is, "it depends". How's your credit? If you have great credit, doing this won't hurt. Just don't close the other account, that will lower your scores. Transfer the balance and pay it down as fast as possible.
If your credit isn't great, this may be a blind come-on and when you actually apply they will give you other terms.
Please, just don't be tempted with a large line of credit to take a trip, but something big or make a lot of small purchases you can't pay off.
Every dollar you tie up in debt will lower your buying capacity on your home.
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Wed Dec 17, 2014 answered:
We have almost 10 A. in Harrison township with acreage and pond. May be willing to sell to right person. 3/4 bedroom 3100 sq ft home with new kitchen and finished basement. If still looking you can contact us. ... more
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Fri Sep 26, 2014
Scott Godzyk answered:
Your agent needs to log on and correct it manually. They can also correct it on their MLS if they are using an auto feed that posts their MLS listings here and other sites automatically. ... more
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Thu Sep 25, 2014
The "Anthony Brothers" answered:
If listed with a Realtor, it sometimes takes a few days to obtain all of the information to get it on the market for sale (such as in the MLS). If it's more than a few days, it may already have an accepted offer that you are not aware of, but it does no one any good to have a property for sale if no one knows about it. How did you learn it was for sale? Is your source reliable? Best of luck. ... more
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Mon Sep 1, 2014
Craig McCluskey answered:
Try,, or any of several others. They have packages for $695 or less that will get you on your local MLS as well as,, and MSN Real Estate. ... more
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Sat May 31, 2014
Sellers answered:
I have a house for sale on this site! with 15 acres, 2 pole barns, 5+ bedroom house, swimming pool. It's only 1/2 mile from downtown Bristol - with all the privacy and space you need, within walking distance to stores and services - all in top shape. 801 & 809 Trout Creek Road, Bristol, IN. It used to be a tree farm, so you might have to cut some trees for horse land, and check the zoning. As far as needing electricians, I have worked with 2 companies that are top notch I can put you in touch with. Homeowner. ... more
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Fri May 30, 2014
Scott Godzyk answered:
Ona mortgage, it is not a co-signor as in a car loan. they are co-borrower where they are on the hook for the mortgage and are added to the deed. A local and trusted loan officer can go over this with you quite easily,. ... more
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