Yes it can be paid by any party to the transaction, buyer, seller or lender. But whoever pays it must pay all of it, so if you roll it into the loan, all of it must be rolled into the loan. If the seller pays it, the seller must pay all of it, etc.
If you do not plan on staying there or keeping the loan very long, having the lender pay it from yield may be the best move.
NMLS # 6395
Financing Kentucky One Home at a Time