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Home Buying in Elizabeth City : Real Estate Advice

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  • Local Info3
  • Home Buying18
  • Home Selling0
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Activity 26
Wed Jun 10, 2015
Lisa L Brown answered:
RiverCity CDC is a GREAT place to start! There is a grant program for our area, and they can help you get your credit to where it needs to be, in many cases. If you qualify, there are funds available to assist with a downpayment. With rents being so high in E. City.....and mortgage rates being so low...it is CRAZY to keep paying rent! Good luck, I hope this helps!!
http://www.rivercitycdc.org/river-city-cdc-housing-counseling-and-development.html
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Wed Jun 10, 2015
Lisa L Brown answered:
Your credit score is great! If you are not already working with a Lender, we have a couple that we like to use that are very familiar with this area. Depending on your personal situation - whether you are looking for an investment or a Primary Residence, there are some great lending packages available. Elizabeth City has plenty of properties on the market and lots of new businesses coming in. (TJ Maxx, Hobby Lobby....), we are an hour from the Outer Banks beaches, easy drive to VA and is home to one of the largest Coast Guard Bases. ... more
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Fri Apr 17, 2015
Anna M Brocco answered:
Rent to own is really not a good idea, therefore consider fixing whatever is preventing you from purchasing outright. Rent to own can be risky and one could stand to lose a bit of money, it favors the owner; therefore inform yourself well in advance of your search, and consider consulting with an attorney who specializes in real estate before considering the idea and or before signing any agreement. If you haven't done so yet, visit with any licensed loan officer, see if you can buy outright, or simply continue renting until a purchase can be made. ... more
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Tue Nov 11, 2014
Tim Moore answered:
The closest beach to Eliz City is on the Outer banks and is about 1.3 hours east. Kitty Hawk would be the closest by car.
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Tue May 6, 2014
Melissa McCauley answered:
Are you wanting to find a home of your own to buy? If so I agree with the two previous answers its best to get prequalified first. This way you are not only aware of how much you qualify and what you are comfortable with payment wise. Please feel free to contact me if you are wanting to jump start your search. ... more
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Sat Jan 11, 2014
Charles Newsome answered:
That is generated by Trulia and not the agent. I think you can opt out of the notifications at the bottom of the notification you received. Forward it to me and I'll look for you.
Charlienewsome@williamewood.com
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Tue Oct 9, 2012
Diana Gardner answered:
Ask your agent for more information about the reason why you need a renovation loan. He or she should be able to explain this to you. Sometimes what appears to be cosmetic may cause structural problems as Lisa Harrell explained in her answer. Again, your agent and loan officer should be able to explain why this particular house needs to have renovations completed before anyone occupies it. ... more
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Mon Jul 23, 2012
Lisa Harrell answered:
Depending on the location of the home, the size of the home, and your income, you may qualify for a USDA loan which offers 100% financing. USDA loans are designed to encourage home ownership in rural counties and to assist buyers with low-to-average incomes. ... more
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Mon Jul 23, 2012
Tim Moore answered:
You will not find those here and I bet you won't find many there either. You should call a local real estate company there and ask. You might have to call many because finding rent to owns is not easy since there will not be many of them because they rarely work and sellers don't want to fool with them. I have not seen one over here in the Outer Banks area in the last 12 years - not one. ... more
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Sat May 12, 2012
Marie Chandler answered:
If you are working with a mortgage company to obtain a mortgage, check with lender to determine if you must have a termite inspection within 30 days of closing. I do think it is important to have a licensed pest inspector examine the home before closing. ... more
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Fri May 11, 2012
Newdiminsions asked:
Sun Mar 18, 2012
Thomas Bohlmann answered:
Lease option or Rent to Buy MAY sound like a good idea. But the road can be full of pot holes too.

Take a look at my blog post Rent to Own

Good Luck
1 vote 4 answers Share Flag
Thu Jan 5, 2012
Alane answered:
I have a house on the market on the water in Shiloh across the river from EC. If interested we may be able to work sometime out, you can contact me at see99go@yahoo.com
0 votes 6 answers Share Flag
Sun Jan 1, 2012
Frank answered:
Our riverview victorian is for sale. Wonderful neighbors, unobstructed view of the Pasquotank river. Park like setting with gazebo. Renter's in place.
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Mon Sep 19, 2011
Jori Stern answered:
I can assist borrowers with FHA loans in North Carolina and nationwide.

Minimum credit score of 600 required for FHA Loans.

My company received an exception from investors to offer FHA for credit scores 600-640.

Learn more: http://www.primelendingdallas.com/fha-mortgage-credit-600

Jori Stern
Senior Loan Officer
PrimeLending, A PlainsCapital Company
(800) 308-8503
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0 votes 7 answers Share Flag
Wed Aug 3, 2011
Ron Thomas answered:
Price per square foot is a good way to compare property values that ARE COMPARABLE:

But you cannot compare a 1200 sqft Fixer REO that is at $95/sqft with a beautiful newer 5/3 regular sale at $175/sqft and say one is a better buy than the other.

Statistics are intended to help us; once they are misused or abused, they become worthless.

Good luck and may God bless
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