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Home Buying in El Paso : Real Estate Advice

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  • Local Info34
  • Home Buying114
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Activity 205
Yesterday at 11:17am
Gilortz1000k asked:
Wed Mar 1, 2017
Alex.jones91 answered:
I make 2k per month what should I invest in because I really don't pay for anything beside my pocket money.
0 votes 13 answers Share Flag
Sun Nov 13, 2016
Susie Kay answered:
Did you ask your realtor? What did your realtor say? Has the seller signed the contract? If the seller hasn't then you don't have an executed contract and as bad as it sounds, seller can still change his/her mind. If the contract is executed then you'll need to go by what's written on the contract before one can terminate the other. Also builders usually have their own contract and they wrote it in a way that it favors them.

Susie Kay
Ultima Real Estate
... more
0 votes 1 answer Share Flag
Tue Oct 11, 2016
Ivan Diaz answered:
Yes... But the best way to determine is by property address to be real specific.
0 votes 1 answer Share Flag
Tue Oct 11, 2016
Ivan Diaz answered:
Definitely! Your disability is qualified income. Combined with your sizable down payment, we can determine your "max qualify" amount. Contact info on my Bio.

Ivan Diaz
Solutions2Mortgage
NMLS #501968 TX & CA
... more
0 votes 2 answers Share Flag
Mon Aug 1, 2016
Alan May answered:
I'm not sure if Chicago allows Tiki Torches... Since many balconies are wooden... I doubt that the City of Chicago is fond of open flames on balconies...
0 votes 1 answer Share Flag
Tue Jun 14, 2016
Simmya answered:
Martha, do you have U.S. Credit? Are you looking to purchase a turnkey rental investment?
0 votes 1 answer Share Flag
Tue Jun 7, 2016
Silvio Karisch asked:
My apartment lease expires at the end of September 2016. I am not able to take out a loan for a mortgage because my debt ratio is too high. I don't have a sufficient down payment; perhaps,…
0 votes 0 Answers Share Flag
Thu May 12, 2016
Juan C. Munoz asked:
Mon Apr 18, 2016
Bill Gassett answered:
A reverse mortgage can be a blessing or a curse! It is important for seniors to understand exactly how this loan product works. Essentially a reverse mortgage is for those who are over 62 years of age and have significant equity in their home. A reverse mortgage allows you to tap the equity in your home in the form of payments that come to you. Instead of having a monthly payment like a traditional mortgage, the lender actually pays you and you remain living in the home. Each month your equity potentially decreases. It is important to understand the pros and cons of this type of loan. Take a look at the detailed web reference below explaining exactly how a reverse mortgage works. ... more
0 votes 3 answers Share Flag
Fri Apr 15, 2016
Kevan Pewitt answered:
On average, a homeowner will move every 5 to 7 years. One of the factors you might want to consider is, do you want to be a renter for the next 3 to 5 years. Most Americans would say they would rather be a homeowner. You have to decide which will bring more satisfaction and enjoyment to your life and what is financially feasible for you. ... more
0 votes 1 answer Share Flag
Sat Dec 26, 2015
Amelia Robinette answered:
everyone's tax situation is different, there is no way to know yours. talk to a CPA or read the IRS guidelines that apply to your situation.
0 votes 1 answer Share Flag
Wed Dec 16, 2015
Richard- El Bey answered:
I can help you if you are still investing in El Paso or any where else within the US. Email me at thegocp@gmail.com or call (915) 315-3098 Direct or (678) 752-8062 Office
0 votes 1 answer Share Flag
Thu Dec 10, 2015
Yvonne A Russell answered:
Here is the USDA site where you can check if the home you are interested in qualifies and your eligibility for the loan.

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

Local lenders in El Paso should be able to tell you if they are still closing USDA loans, Call me for a listed of mortgage lenders in El Paso and Horizon City.

Yvonne Russell, SRES
yrussell@remax.net
(915) 873-8646
www.homes-el-paso.com
... more
0 votes 7 answers Share Flag
Fri Aug 14, 2015
victor.velasquez asked:
Fri Aug 7, 2015
Cavemandan answered:
im sure someone in El Paso would be willing to do that. try going to yard sales El Paso there are several realtors that are willing to work with you. you can also try a past student of mine who sells homes her name is Ivory Contreras. ... more
0 votes 1 answer Share Flag
Thu Aug 6, 2015
USMortgageRanger answered:
Hi Suemic,

Your best bet is to work with a Lender to get qualified for a mortgage using your SSID income which will be grossed up 25% giving you some buying power. Then you can get a FHA home loan with some down payment assistance from the State making your out of pocket expense very limited.

I would be delighted to provide you with some mortgage options, (this does not require us pulling your credit) that will allow you to make the best decision for your family. I can be contacted via my profile information for a no obligation consultation. My Office hours are 08:00 AM-08:00 PM Mon-Fri and Fri and Sat 08:00 AM-06:00 PM CST.

Lowell Sterling
Mortgage Banker
NMLS 968898
Capital One Bank
Phone (469) 315-1709
... more
0 votes 1 answer Share Flag
Wed May 13, 2015
Dan Tabit answered:
Hi David,
Too big a question to answer here. It depends on what your home looks like, needs and you can afford.
0 votes 1 answer Share Flag
Tue May 12, 2015
djennifer009 answered:
It depends on what your original plan already covers. If I were you, I'd go into my insurance company and ask them to compare the insurance. If there's an important difference, then it might be worth it to buy the other plan. http://www.bellinsuranceinc.com/go/home/ ... more
0 votes 6 answers Share Flag
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