This looks like a HUD foreclosure. On HUD foreclosures, buyers who buy a house to live in, are able to do so a FHA mortgage with only an $100 downpayment. Usually it is easier to qualify for an FHA mortgage than a VA mortgage. Also there are other advantages to purchasing a HUD foreclosure with an FHA loan. So this house may qualify for a VA loan, but talk to your lender about any advantages or disadvantages of a FHA vs a VA loan on a HUD property. If you do not have a lender, we have a list of lenders on our website who are familar with FHA and VA loans. Let me know if I can help you further.