Elaine, those are good answers that probably caused more confusion so I'll put it in terms you may better be able to understand. Using a sports analogy, the Transaction Broker is likend to the referee - they lay the ground rules, give you left and right limits and "guide" you through the process, essentially leaving you on your own. The Single Party Broker, however is likened to the Coach - one who gives advice, establishes a plan, knows the ins/outs, strengths and weaknesses and basically holds your hand to victory. We work with all our clients on a SPB basis and believe in the KISS method. Hope this was useful and feel free to call me for a one on one consult and dont be afraid to share me with your friends.