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Home Buying in Eatontown : Real Estate Advice

  • All22
  • Local Info2
  • Home Buying8
  • Home Selling3
  • Market Conditions1

Activity 10
Mon Jul 13, 2015
thinz answered:
Basically, amenities are "nice to have" features/upgrades/etc included with the home...
Enjoy in your search for your target home! Tom Hinz
0 votes 4 answers Share Flag
Thu May 7, 2015
thinz answered:
There are plenty of resources - some government, many commercial lenders. The gov't lists are becoming more competitive but are still worth pursuing.
Try this for a list of Citibank REOs (foreclosures) that they are looking to sell off...

If you want other lists, try this which has gov't and non-gov't foreclosures...

I personally disagree with many who say that going after a foreclosure is a bad choice. My rule is this, if you can find something that has built in equity of at least 20% at purchase, and is already rented out generating cash flow, you're ahead of the game! Takes work to find, but they are out there.

If you need more information, let me know. Good luck in your search.
Tom Hinz
... more
0 votes 7 answers Share Flag
Sun Nov 9, 2014
John Westrich answered:
I have not heard of this before. You really may want to go back down to the building department and ask them what that means. The bottom line here is that you are responsible for getting the CO and will need to make whatever repairs are necessary to get the CO. The buyer really has no input into the CO that is between you and the township. Now if for some reason you do not get the CO then of course the buyer needs to know. Again, if the town is requiring the basement to be finished in order to obtain the CO then this is what you will be required to do. If not for this buyer then for another buyer, there is no getting around that. I still would speak to the town for clarification on what they mean and what the exact requirements are. ... more
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Sun Mar 30, 2014
Jonathan Morales answered:
Hey, if you are still looking at this area or another, contact my realtor, I'm sure she will be able to provide you with stats on crime rates or recommend the best areas for you based on your region of interest. ... more
0 votes 6 answers Share Flag
Sat Feb 4, 2012
Joe Cordova answered:
I agree with Laura's answer below. You will want to contact a rep from NJHMFA.
But as a loan officer who has originated these loans since 1997, I know NJHMFA underwriters will look at your last 3 years of tax returns. If you have deducted mortgage interest or proprty taxes, you are not considered a first time homebuyer.

I would take it one step further though and discuss other financing options with you. Currently, NJHMFA rate is 4.25%. If you were to take the 4% of the loan amount smart start grant, your interest rate will be 5% for the life of the loan! Right now if you can come up with the 3.5% down payment from your retirement funds, gift from a family member, or gift from an employer, you could qualify for a market rate of approximately 3.75%! And the seller can pay up to 6% towards your closing costs. Not sure if you qualify for the LWYW program which keeps the 4.25% rate.

Joseph S. Cordova NMLS# 146855
Lincoln Mortgage Company
8003 Lincoln Drive West, Suite F
Marlton, NJ 08053
office: (856) 810-1200 ext. 242
direct fax: (206) 333-0946
cell: (856) 304-2381
... more
2 votes 3 answers Share Flag
Wed Mar 16, 2011
Jenine Ford answered:
You start by calling the Eatontown Expert. I have lived in town for over 10 years. You definately have some choices out there, and I will find you a home with a big fenced in yard for your dog too! Call me - Jenine Ford 732-718-4473 ... more
0 votes 20 answers Share Flag
Thu Aug 26, 2010
Don Tepper answered:
Many are on the MLS. Any Realtor can provide you a list of all foreclosures on the MLS at no charge.

Some are sold directly. Check Dan's and Dunes' suggestions, too.

Hope that helps. ... more
1 vote 1 answer Share Flag
Mon Nov 16, 2009
CCC answered:
Hola, le recomiendo que tome un Curso de primeros compradores por la ciudad o por una non profit:

Ahora, necesita juntar:
Ultimos 4 talones de pago del trabajo.
Ultimos 3 estados de cuenta del banco. Todas las hojas.
Tax Returns del 2007 y 2008. Todas la hojas. y las W2 o 1099.
Su identificacion.

Le van a revisar su reporte de credito y le van a hacer preguntas referente a su trabajo y a usted.

Otra cosa mas, este foro es solo en ingles. Usted puede seguir preguntando pero la pregunta y respuesta pueden ser removidas/borradas en cualquier monento.

... more
1 vote 1 answer Share Flag
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