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18301 : Real Estate Advice

  • All28
  • Local Info4
  • Home Buying14
  • Home Selling1
  • Market Conditions0

Activity 22
Mon May 8, 2017
Malaec answered:
I would NEVER recommend PNC mortgage to anyone. We have a mortgage with PNC since 2014 and it's a utter nightmare. It's by far our worst experience with mortgage lenders. Unprofessional from the start, no one knows what they are doing, they scrambled to put the mortgage together, back and forth with many people who didn't know what was going on, closing date delayed, and finally had us close and sign up for a certain monthly payment. We asked repeatedly right at the closing, if this payment included absolutely everything and the answer was a solid YES from PNC bank reps. A year later - surprise! - an escrow shortage of 10K. After so many exhausting lengthy calls, our monthly payment goes up a $1000, because - oops! - bank "miscalculated" at the closing. So, they are "sorry". And, all of a sudden we find ourselves in a position to have to pay way more than what we were comfortable with! It's a total bait and switch. Then, PNC bank messes up even further and doesn't pay town taxes for 2015, which they supposed to pay, so our property is slanted for foreclosure! Again, many lengthy calls on our part, to various bank and town officials, collecting papers, wasting our time, trying to prove things that we shouldn't even worry about, and going back and forth because everyone is pointing fingers. It's just a never ending nightmare. PNC MORTGAGE SUCKS. No one there cares or knows what the heck they are doing. DO NOT mortgage with PNC, please. Do yourself a favor. It's a mess you want to stay far, far away from. Our main home mortgage is with Oritani, and, seriously, what a pleasure! Never a single issue. Such contrast with the mess that PNC mortgage is. ... more
0 votes 7 answers Share Flag
Thu Oct 27, 2016
Maricris A answered:
Hello,

If you would like to post a rental on Trulia, you will be redirected to use our partner site, Zillow Rental Manager, to list your rental on Zillow, Trulia and other top sites. Please follow this link for instructions on how to post a rental listing:

http://www.trulia.com/post-rental/

If you have additional questions or have issues with posting your listing, please reply back to this email and I will be happy to help you.

Zillow Rental Manger Help:
https://zillowrentalmanager.zendesk.com/hc/en-us

Regards,

Maricris
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Thu Jan 14, 2016
Sydneyandme2 answered:
Hi Angela...
I read your question by chance and although I do have several rental properties, I'm not in any position to this. I do however, feel your desperation as I've been there before so I'm just simply writing to let you know that maybe try to reword the heading to "Looking for" private investor to purchase a property then "Owner Finance" to me for 1-2 years.... or just something that explains yourself a little more. Your heading is not at all what I thought you guys were looking for til I read it...I was just being nosey! lol But I just thought I would let you know so hopefully you won't miss anyone...(hopefully the right one - that will do it! :-)
Good Luck to You!

Michelle :-)
... more
0 votes 1 answer Share Flag
Tue Dec 1, 2015
answered:
Hi Spoiled,

Is the broker paying your closing costs because 4.5% seems a little on the high side for an FHA mortgage.

The good news for you is your loan has been approved through an AUS (automated underwriting system) with your debt ratio so you really don't need to worry too much about the u/w asking you for more documentation.


Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/profile/john-burke-mortgage-broker-or-lender-austin-tx-993995/reviews
... more
0 votes 2 answers Share Flag
Tue Jul 28, 2015
Karen Peyton answered:
You will have to contact the listing agent to ask them to remove them for you.
0 votes 1 answer Share Flag
Mon Mar 9, 2015
The Graveline Group answered:
Understand that ANYONE can post a rental. Trulia is only displaying 3rd party info, and there are ways for scammers to post fake listings on other websites which then get mirrored on trulia, zillow, realtor, etx.. When a deal seems too good to be true, it is.. ALWAYS verify EVERYTHING you see online with a local Realtor. Realtors adhere to a strict code of ethics which offers you consumer protection and piece of mind. Flag the listings and email fraud@trulia.com ... more
0 votes 4 answers Share Flag
Sat Dec 20, 2014
Jessica asked:
Sat May 31, 2014
bijou-danielle asked:
Interest rates depend on area too? Because area is considered VIP section of E. Stroudsburg.
0 votes 0 Answers Share Flag
Wed Feb 5, 2014
Mike Ionescu answered:
In PA Any real estate transfer. Is subject to a transfer tax.
Also you may have to pay a portion of the Real Estate tax at closing.
Transfer tax is usually split between buyer and seler( 1%. Each)
Your broker will prepare an estimate of your closing costs which will include all taxes and other closing fees.
... more
0 votes 1 answer Share Flag
Sat Feb 1, 2014
Sally Grenier answered:
Not sure I understand your question. Are you asking how much the property tax is on a certain property?? The only way to find that out is to check with the county assessor's office. If it's a home listed for sale, your Realtor should be able to find this info in the MLS, or county records for you.

If you don't have a Realtor, you should consider hiring one. A buyer's agent doesn't cost you anything, and he/she will be able to guide you through the entire home buying process.

Good luck!
... more
0 votes 1 answer Share Flag
Wed Oct 23, 2013
Ed McKeown answered:
Dear Margaret,
This is a question you have to ask your agent. I do not know why you paid any money without exchange for a Deed.
0 votes 1 answer Share Flag
Wed Jun 5, 2013
Sharon Harris answered:
Not sure of the meaning of your question. But I can work along side an investor. I also can help find property for you to look into. And help you find the operating costs and return. happy to help! ... more
0 votes 2 answers Share Flag
Sun Apr 14, 2013
Lynn Ydoyaga answered:
All leins & taxes must be cleared at closing. it is the Seller's responsibility to provide clear title.
1 vote 1 answer Share Flag
Tue Mar 26, 2013
Mike Ionescu answered:
There are several choices but we always recommend http://www.hwahomewarranty.com
And it never got back to me negatively.
0 votes 1 answer Share Flag
Mon Jun 11, 2012
Matie answered:
The bank takes it back, it becames bank owned and they're trying to sell it again.
0 votes 4 answers Share Flag
Sat Apr 28, 2012
Sonia answered:
It's a diverse area, mostly run down older homes, used as student housing rentals. I hated it when I lived there. Housing there is very expensive & the properties are very old & un -kept. Newer homes are being built, but who can afford them making minimum wages. Most people work 2-3 jobs just to survive here......... ... more
0 votes 4 answers Share Flag
Sat Apr 28, 2012
Sonia answered:
No! unless you're willing to work for $7.25 an hr. the new minimum age earnings/wages. Even with a degree & experience its hard to even find employers who are willing to pay $9.00 an hour. ... more
0 votes 3 answers Share Flag
Thu Oct 27, 2011
answered:
Hello Celeste,

There is no requirement to have three forms of credit to get a mortgage. It is usually an overlay required by the individual lender. I have approved loans with only two forms of credit in the past. Also adding non traditional credit has been helpful too (phone bill, utility bill, insurance payments. Talk to a local mortgage broker and see what they say. Not all lenders are the same so don't speak to one institution and call it quits Call me if you like..

Best Regards,
Alan Openshaw
Cornerstone Lending
Southampton Pa
267 992 7276
VOTED BEST OF BUCKS 2010
... more
0 votes 2 answers Share Flag
Wed Oct 26, 2011
Molly Mosley (Hay), CDPE,CNE, MIP, SFR answered:
My buyer just had this same issue. My lender used their rental history and an electric bill. Good Luck!
0 votes 2 answers Share Flag
Sat Aug 6, 2011
Jmonte919 answered:
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