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East Somerville : Real Estate Advice

  • All5
  • Local Info2
  • Home Buying1
  • Home Selling0
  • Market Conditions1

Activity 4
Thu Sep 14, 2017
Kathy Burgreen answered:
Nobody online can tell you if you can afford to buy anything. You need to call or visit a lender and have them pull your credit and verify your financial picture. Mortgage lenders verify the following in order to qualify for a loan:

Employment and Income - Full Time? Part time? Salaried? Self Employed? Contractor?
Savings and Investments - 401K? Savings Account? Investments? Checking Account?
Types of Outstanding Debts - Student loans? Credit Cards? Car loans? Personal loans?
Credit Score and Credit History - Is your FICO credit score above 620?
Debt to Income Ratio - should be less than 36%
Tax Returns

Start with your own bank first. You're already a customer. You will have plenty of time to compare rates, fees, terms later on.
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Tue Jun 10, 2014
Ali Haghgoo answered:
I don't know about the actual installers, however I recommend looking into solar shingles. A new zero-energy builder my team is working with just signed a deal with Dow for their PowerHouse shingles. Not only are they sleek and discreet but they also don't void your roofing warranty as solar panels sometimes do. ... more
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Fri Feb 7, 2014
Erik Hook answered:
Here are two websites for looking up local crime statistics: AND
You can also call the local Police Department. They are often very helpful. ... more
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Sat Jan 5, 2013
Annette Lawrence answered:
Hello Bauerfoto,
Trulia receives this data from ListHub. The data displayed is altered, changed, substituted or suppressed to suit the purposes of ListHub and Trulia. The real estate agent HAS NO INVOLVEMENT.
Some people, including agents, believe the data is received from the local MLS. IT IS NOT.
Real Estate professionals are NOT responsible for the data appearing on aggregate websites such as Truila. If you have grown weary of chasing the illusion of homes for sale or the vapors of home sold long ago, you will need to graduate from entertainment websites to the resources that are beneficial to serious home buyers.
If you are a serious home buyer you will be working with a Realtor (r) who has provided you direct access to the LOCAL MLS which is the only source of accurate, reliable, timely, comprehensive data.

Best of success to you,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Palm Harbor, FL
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