In this case you will need a guarantor with qualifying income 80 times monthly rent,good credit.If the guarantor is self employed he/she will need CPA letter.
Usually cooking gas,heat & hot water are included. Tenant is responsible for electric,cable & phone.
Best if you find a roommate. At lease signing you need to provide certified checks -one month security,first month rent and broker fee. Murray hill and Upper East have best share deals.
Close to subways,nightlife and some buildings have amenities;gym,pool,rooftop deck.