I love Dundee! I lived in Elgin for several years and spent alot of time in East Dundee.
If your scores are 620 or higher then you may have a chance depending on the contents of your credit history. Between 580 & 619 expect higher fees, higher rate, and possibly higher down payment. Below 580 you need to fix your credit. Remember, your credit does not have to be perfect. It just has to be good enough. Good luck.