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Home Buying in Dubuque County : Real Estate Advice

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Activity 17
Thu Aug 6, 2015
USMortgageRanger answered:
Hi Powerhark1,

Thank your dad for his service to our country from one Veteran to another. Since your dad is a Veteran and is living in the home depending on the combined household income and credit (most Lenders need a 620 FICO) you would be able to purchase the home with no money down.

I would be delighted to provide you with some mortgage options, (this does not require us pulling your credit) that will allow you to make the best decision for your family. I can be contacted via my profile information for a no obligation consultation. My Office hours are 08:00 AM-08:00 PM Mon-Fri and Fri and Sat 08:00 AM-06:00 PM CST.

Lowell Sterling
Mortgage Banker
NMLS 968898
Capital One Bank
Phone (469) 315-1709
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Tue May 19, 2015
Zachery asked:
I bought my house almost three years ago. I love my first home, and had taken out a low down payment loan at 4% interest. Thus far, I have about 11K in equity in the house compared to the…
0 votes 0 Answers Share Flag
Tue Jan 20, 2015
Nathan Boyes answered:
Off Seippel Road just outside of Asbury.
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Wed Oct 15, 2014
Don Tepper answered:
Same as the difference between a head of cabbage and a toothpick.

They're two entirely different concepts.

A condo is a legal structure. It describes what you own. In a condo, you own everything within the four walls of your unit. Anything outside is a common element, owned by the condo association.

A townhouse or town home is a physical structure. It describes a multi-story residence in which typically one family--though sometimes two--lives.

The two have nothing to do with each other. A townhouse could be a condo, or not. A condo can be a unit in a large building, a townhouse, or even a single-family home.

Hope that helps.
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Wed Oct 15, 2014
Don Tepper answered:
What isn't an accurate count?

Who is missing the FSBO homes?

And how is this manipulating the market?
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Wed Oct 15, 2014
Le Ann Dunne answered:
Wed Oct 15, 2014
Steve Quintana answered:
It appears Trulia gets its info from MLS feeds. FSBOs who list on an MLS will get their homes on Trulia. Those who do not list on an MLS do not have a reliable way to feed info to Trulia. Trulia's decision to get its info from MLSs is not a bad effort to provide reliable information to the marketplace. ... more
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Tue Jul 8, 2014
007lynn answered:
There is Stucco brick not real brick on outside also
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Wed Oct 31, 2012
Robert J Runde asked:
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This question was asked from this property: http://www.trulia.com/property/3099828912-430-Clark-St-Dubuque-IA-52001
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Mon Jun 25, 2012
Pat & Steve Pribisko answered:
I suggest that you speak with a loan officer at 2 local banks. For the suggestion that one person recommended to check out a Land Contract or Rent To Own, you should consult with an attorney who handles residential real estate, to make sure the documents are prepared properly. ... more
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Mon Jun 25, 2012
Nathan Boyes answered:
Zachery, just wondering if you ever contacted a loan officer and started on the path of home ownership?
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Mon Jun 25, 2012
Nathan Boyes answered:
Angelique, did you ever make your move back to Dubuque? Just wondering how that went and if you had a good experience if you did.
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Sun Dec 6, 2009
Sean Dawes answered:
Always consult legal advice in your own area but going from the info you have there, if it was in PA, you could just buy the home without your husband. Now you would need to qualify on the loan yourself which means your income alone since he does not want cosign (even if he were to get a job).

Also if it is your parents home, who owns it now? Do you have other brothers/sisters you would be buying it from? Is it owned free and clear? The easier thing to do might be have your brothers/sisters draft up a seller financed deal where you pay the mortgage to them. Now this involves family and if you were to default, I wouldnt want that to ruin a family but this is another option until he gets a job.


Reach out to a local IA realtor or attorney.



Sean Dawes
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Wed Jul 29, 2009
James Patterson answered:
You can go down to the county assesers office in the court house, and get a list from there. Once a home has gone into forclosure proceeding it becomes public record. You can also go to forclosure.com and search the Dubuque Area there, but your best option would be to go downtown to the court house, as foreclosure.com charges a fee for there services. ... more
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Sun May 10, 2009
Eric Rechtenbach answered:
Not sure which home you are looking at - I live in Dubuque and am trying to sell a home and I think I know which one you are looking at - I work at a credit union that does a lot of lending - infact one of the highest volumes in Dubuque - if you need information regarding a contact let me know. ... more
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Mon Aug 11, 2008
Rob Cook CRS & GRI answered:
Sara, occasionally one of the local banks will put on a first-time homebuyers seminar. If you're still interested in finding one let me know. I don't know of any scheduled right now, perhaps because we're heading into the fall season now.

I do have a short DVD you can borrow that gives you some basic information about the buying process and some of the best practice methods that will ensure you do things the right way and protect your best interests...Rob
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Mon Aug 11, 2008
Daniel answered:
ask any agent to run a mls search for "bank owned" or REO properties
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