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Dublin : Real Estate Advice

  • All343
  • Local Info17
  • Home Buying234
  • Home Selling9
  • Market Conditions14

Activity 361
Tue Jul 22, 2014
Ali Qureshi answered:
Both developments are great. Piazza at Sorrento has been an all time favorite for buyers looking to stay in houses under 3000 sqft and a price mark of under 900k. On the other hand, K. Hovanian homes offer bigger and great floor plans. The biggest difference between these two developments is the price factor. I am a local realtor and will be happy to answer any questions you may have. ... more
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Thu Apr 3, 2014
Ali Qureshi answered:
Depending on the house it self, in the present market DOM is right around 10 days or less. It is a very hot market here.
0 votes 2 answers Share Flag
Thu Mar 27, 2014
Ali Qureshi answered:
Hi,

First of all you have a great question.

Everyone has an opinion but you know best what suite you needs both personally and financially. I can share with you my experience working with buyers and sellers in similar situation as yours. 3-4 years ago there was a lot of uncertainty in the market, people were not sure which direction the market was heading. As you know, we were all waiting for the market to " Hit the bottom".. Looking back now we can say we don't remember when we hit the bottom as home values soared up abnormally within the past 2 years.

Buyers of that time and home owners now are using this abnormality in the market to sell as a means of moving up to a bigger and a more " permanent" house. They understand that they will be paying a premium to buy the next home but at the same time, they will gain on the sale of the house. So, in sum the premium gained crosses out the premium spent. So then why should you buy a house? Well, for one simple fact, interest rates! Rate are still low and you can capitalize on that for a long term perspective. Also, over the long term, single family house tends to appreciate at a faster rate as appose to a townhouse. The best part is you won't be spending dollars paying HOA dues!!!
You have all the great reasons to consider buying a single family house now while timing the market right to sell your existing home at a great price. Good Luck!!
... more
0 votes 5 answers Share Flag
Wed Mar 19, 2014
Susie Kay answered:
Let Trulia moderator know.

Susie Kay, RealtorĀ® & Certified Stager
Residential, Commercial, Investment
------------------------------------------------------------------
United Real Estate
III Lincoln Centre, 5430 LBJ Freeway #280
Dallas, TX 78240
469-371-2899
susie_k@att.net
www.dfwdreamhomes.net

Servicing your real estate need is my priority!
... more
0 votes 5 answers Share Flag
Mon Mar 17, 2014
dutrajohn answered:
Joe,

There seems to be a couple of questions here - the first regarding the 95% loan amount which seems to be answered fairly well. Keep in mind that the "point" everyone is talking about is to the cost of the loan itself - not a point that a lender may actually charge on the loan as an origination or discount fee.

The second question is regarding the impact of perceived risk coming from the 5 year old collection and that can be simple or complex.

With collections that are that old - if the originating lender has let it go and it is small (less than a $1000 or so), the impact of 5 years would have minimal impact on your score or the decision to grant you a loan and nearly zero impact in cost.

If the originating lender from 5 years back is still pursing the collection - that is reporting it in real time today (you can tell this on your credit report) - in other words, they haven't let it go, then the impact is real and can be significant.

I don't have your credit report to review, but if that is the only item in question, then I would assume they are still pursuing it given your 700 score.

I would be happy to review any report you have to give you a more definitive answer - let me know.

Best regards, John
... more
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Sat Mar 15, 2014
Dan Tabit answered:
Joe,
I was a licensed lenders for many years. Before the crash, we had some basic matrixes for the B & C lenders that indicated credit scores, DTI, LTV, employment status etc. Since these companies are all out of business, we have Fannie Mae, Freddie Mac, and FHA to rely on. Their matrixes are possible to get, but there are so many exceptions and alternative options, overlays and variables, you shouldn't try to do this on your own.
It's not just credit scores and ratios. Talk to a great local mortgage lender and discuss your situation. They can advise you on the fastest steps you can take to qualify, or improve your situation to get a better rate.
... more
0 votes 1 answer Share Flag
Sun Mar 9, 2014
The Medford Team answered:
Builders frequently submit one plan to the city for approval even though there are variants in the plan from model to model. It's very possible that the plan submitted to the city either had unfinished space on the main level or something like that. I would simply ask the builder why it's different and have them substantiate the difference to you. ... more
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Sun Mar 9, 2014
The Medford Team answered:
What exactly are you trying to do?
0 votes 4 answers Share Flag
Sun Mar 9, 2014
The Medford Team answered:
They make plenty of sense for those who've already bought and are enjoying living there. As long as they are classified as single family homes by the county, their pricing will remain higher than condos, even if they are really designated as a part of a PUD (Planned Unit Development). They are similar to condos in that they have HOA fees and conjoined features, such as driveways, etc. They are like single family homes in that they are not touching surrounding homes. If you are looking for a decent yard, then a traditional detached single family home would be better for you. If you are OK with condo/townhouse-like surroundings, then you will be fine. ... more
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Thu Feb 27, 2014
Kevin and Julie McLaughlin answered:
Hire a RealtorĀ® and let them take care of it for you!
0 votes 13 answers Share Flag
Mon Feb 24, 2014
Ali Qureshi answered:
It depends which month you close escrow. Normally, property tax installment is divided in 2 periods from July 1st-December 31st and Jan 1st- June 30th. Depending on when you close escrow, title company will compute the prorated amount that you have pay at the time of closing. Impound accounts run differently and vary lender to lender. Because home values have considerably increased over the past 2 years, you may be charged with a " supplemental tax bill". I hope this clarify any confusion you may have. All the best! ... more
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Fri Feb 21, 2014
Joyce Chiu answered:
Yes, it is safe in that area.
Big corporations are all around that area, including Oracle.

Where homes/subdivision are you looking to purchase, and this way I can send you some demographic reports in that specific area.

Glad to help in every way I can!

Joyce Chiu
Rea Estate Specialist
... more
0 votes 8 answers Share Flag
Tue Feb 18, 2014
Meena Gujral answered:
Hello Brandon,
When you say affordable, what price do you mean? Have you been pre-approved? If so, what price range did the lender say you can qualify for?

Dublin is a very nice area to live in and there are some newer condos built by Toll Bros around Tassahara and Dublin Blvd. Unfortunately there is a litigation going on right now so getting a loan is challenging.

If I knew what price range you can qualify for, I could suggest other cities as well. Are schools important? If not, Hayward is more affordable than Dublin. I have a 5 br/3 Ba SFR listed for $568K in Hayward built in 2010.

Meena Gujral
925-425-9491
www.helpusellachievers.com
... more
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Sat Jan 11, 2014
Kb Home Problems answered:
I think it's sad that KB of all builders took over Braddock and Logan's development. In my opinion Braddock and Logan is a high quality home builder unlike KB. I grew up in one of the thousands of Braddock and Logan Townhomes built in Alameda. My Grandfather and his business partner owned several. I looked at what KB was building at Bella Monte and in my opinion the Braddock and Logan homes were much better. KB on the other hand I could write an entire book about my horrible experience on http://www.kbhomeproblems.com ... more
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Mon Jan 6, 2014
DarthBL answered:
I think Dublin/Pleasanton in general has better schools. While your kids are all in college this may not matter to you except for re-sale considerations (areas with better schools tend to be a better investment).

Stonebrae seems to offer newer/better feature homes for the same prices though. It's a tradeoff. Personally I live in Dublin and I am very happy about the community and where the city is heading in the future.
... more
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Sat Dec 28, 2013
Ali Qureshi answered:
Market has picked up a lot all over the Bay Area and especially in Dublin. If. You're thinking about selling a home and you didn't end up short selling now is probably a great time
0 votes 20 answers Share Flag
Sat Dec 28, 2013
Ali Qureshi answered:
Hi Ryan,

You have many options available to you. Find a great loan officer and compare costs and terms.
0 votes 7 answers Share Flag
Mon Dec 16, 2013
Ali Qureshi answered:
If you signed a short sale affidavit, which is normally required, you may have difficulty buying the property. If you're financing this transaction that you would have normally have to wait 2 years. If you're a cash buyer and can prove that you have no relationship in every capacity with the seller, I don't think there is any reason that you can't buy the property. ... more
0 votes 8 answers Share Flag
Thu Dec 5, 2013
Bmecsey answered:
Hi Ryan,

Did you get the hep you needed with this inquiry?

Best,

Bryan Mecsey
Amerifirst Financial, Inc.
bmecsey@amerifirst.us
Cell: (510)725-2665
NMLS: 861229
0 votes 14 answers Share Flag
Thu Dec 5, 2013
Jeti Salemi answered:
Tracy is a nice small town compare to East Bay such as Dublin, Pleasanton and Livermore.
I live in Tracy and raise my kids here. Involved also in community Please call me if you have questions. I am also an experienced real estate broker that concentrate in Tracy and Mountain House.Some of my clients move from Fremont or San Jose to Tracy, buy affordable and nice dream house. They are pretty happy with the neighborhood and the school here, and also the living expense, even though the wife become a house wife or just do part time job, they still can afford the living expense. Please call me and we can discus further. I am in real estate and loan for more than 10 years. ... more
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