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Duarte : Real Estate Advice

  • All17
  • Local Info2
  • Home Buying8
  • Home Selling0
  • Market Conditions2

Activity 12
Wed May 4, 2016
Sheryl Arndt answered:
You may qualify ONE DAY after a short sale, foreclosure or deed in lieu with 20% down and minimum 660 fico score and from 25% down with a lower score. You may qualify FHA 3 years after a short sale, foreclosure or deed in lieu from 3.5% down or for minimum out of pocket expenses with the 3-5% Sapphire Grant down payment assistance program.

You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7 or
... more
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Fri Jul 17, 2015
James Karlovsky answered:
What types of property? Office, retail, industrial, multi-family? Single-tenant or multi-tenant? Credit profile of tenancy? I'd suggest contacting a commercial real estate agent in your area. ... more
0 votes 1 answer Share Flag
Mon Aug 18, 2014
John Spangler answered:
Depends on the area. Fish Canyon area, near Bradbury is a much safer neighborhood than , say, areas south of the 210 freeway.
If you'd like a local agent to show you the area, I'd be happy to do so.
John Spangler
NuHome Realty
... more
0 votes 1 answer Share Flag
Thu Mar 28, 2013
Alison Hillman answered:
I'd recommend checking Google for your options:

Ali, Community manager
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0 votes 1 answer Share Flag
Thu Nov 15, 2012
FHA 203k Mortgage Lender answered:
You can either rethink the purchase or rethink the financing options as another possibility. The web reference below explains.

Best of luck
0 votes 4 answers Share Flag
Wed Nov 14, 2012
Claudia Muller answered:
Uk88: TItle insurance rates are controlled by the insurance commissioner and basically are within dollars of one another.
I would highly encourage you to go with the company that has been recommended by your agent as the agent will be doing most of the interaction with the company. This way if there are any hiccups you are going to get a better result with the agent's recommendation than a company that has no experience with that agent. ... more
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Sat Oct 27, 2012
Ron Takeuchi answered:
I'm a realtor that LIVES and works in Duarte. Like any city (including El Monte, which I'm familiar with) you can feel safe and neighborhoods are well maintained in some areas, more than others. The City of Duarte is renovating along Huntington Blvd.and this is the main public transportation hub. Please let me know if you would like my services when it's time to move. ... more
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Wed Sep 12, 2012
Jake Johnson answered:
Hi Teara,

I work with one of the nations largest bankers and we will do FHA purchase loans down to 531 credit scores with good rental history and good credit showing for the last 12 months. 5% on the rate is possible, but your APR will always be higher with FHA loans because of the costs to get them. 3.5% is the minimum money down you have to pay to get this loan unless you are a military veteran in which case you don't have to put any money down. My name is Jake Johnson and my email is if you have any questions. ... more
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Wed Sep 12, 2012
Grace Morioka answered:
Hello Teacher and thanks for your question.

Typically, banks involved in an REO deal will not pay for the following costs:

1. Inspections of or Reports for the home
2. Repairs required to make the home habitable
3. Escrow Costs
4. Title insurance
5. Transfer Taxes (City or County)
6. Home Warranty
7. Notary charges

So, in other words, most of the closing costs normally paid for by the Seller would be paid by the buyer. To get a fairl accurate list of the expenses the buyer would be charged, have your Realtor contact the title company to request a "closing sheet" or "HUD1" statement. This closing sheet will list all of the expenses to be charged to the buyer.

Good luck and congratulations on the new home!!

Grace Morioka, SRES, e-Pro
Area Pro Realty
... more
0 votes 4 answers Share Flag
Wed Nov 12, 2008
Hugo Torres answered:
Duarte is a wonderfull city in the San Gabriel Valley. Nestled between Azusa and Monrovia, Duarte has the beauty of the foothills as its back yard and access to freeways and entertainment w/in an earshot. I would highly recommend it. In addtion pricing in Duarte is very competitive.Our office currently has a number of REOs in Duarte that stem from condos to single family residences. Feel free to reach out if you have any additional questions. ... more
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