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Financing in Downtown : Real Estate Advice

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  • Local Info8
  • Home Buying17
  • Home Selling0
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Activity 1
Mon Sep 27, 2010
Felix Hung answered:

Hard to answer without seeing your GFE. Mortgage professional estimate fees based on normal escrow charges. You wouldn't haggle the lender about fees that are not theirs (title and escrow fees). Total closing fees per HUD is normally between 3-4% of the loan amount (cost to obtain loan, closing costs, title fees, title insurance).

If you're looking to haggle. You should let your agent know that this is important to you and to try to negotiate where they send the file to for escrow. Customary for seller to control services with the guidance of the listing agent.

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