Hello Angela, I am not sure if you were able to get the information that you were looking fro regarding Condo/bank owned in the Albany Area...There is also another area that you may want to consider and that would be what is called a Short Sale, this does not reference time, but rather the amount that the bank will be willing to accept for the property falls short of what is owed. Many properties go through this process prior to foreclosure. If you would like to learn more about Short Sales (also refer to as 3rd Party approval) Please feel free and Contact me. At which time I can find the exact area you are looking for and see what is available out there.
Licensed Sales Person
Keller Williams Capital District