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Home Buying in Dover : Real Estate Advice

  • All42
  • Local Info3
  • Home Buying12
  • Home Selling1
  • Market Conditions0

Activity 13
Thu Dec 5, 2013
Patti Subirana answered:
Hi Polly,
you can also check out Longhill park. It has an area for large and small dogs, hope this helps!


http://www.dover.nh.gov/recmac_out.htm?id=Longhill%20Dog%20Park
0 votes 3 answers Share Flag
Tue Nov 19, 2013
Marty Patrizi answered:
Ishamael, in case you are not aware, dover has an inventory issue. There isn't enough of it to keep up with demand. LIttle houses at $190K are easy to bid on. Seller's are grasping the fact that Dover is in a seller's market right now and can afford to stretch out their home purchases until the last of the Mohicans... ... more
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Tue Oct 29, 2013
Tammy Hayes answered:
If you’re considering the purchase of a new home, you may be concerned with the issue of finance. Attaining the right mortgage is a key step in the home buying process, but it doesn’t have to be a stress-inducing one. Most lenders offer prequalification, pre-approval or both to help you know where you stand. Let me explain the difference between prequalification and pre-approval:

•Prequalification: Prequalification is a preliminary estimate of how much you can afford to pay for a home based on information you provide. Because credit and employment information aren’t validated for prequalification, it can only be considered a rough idea of a monthly mortgage payment and loan size. This can be a useful guide as you begin the home buying process, however.

•Pre-approval: Pre-approval is a written commitment from a lender to finance your home purchase up to a set amount. This indicates that the lender has taken a close look into your financial history and has agreed to lend you a specific amount of money, reliant on certain details like a finalized sales contract and professional inspection. Pre-approval indicates to sellers that you are a serious homebuyer.Regardless of which option you utilize, or even if you take both steps, you’ll be able to shop with much more confidence. Why wait until you find the perfect home to discover problems with obtaining a mortgage?

Tammy Hayes, Realtor
Re/Max Palm Realty
http://www.tammyhayes.remaxagent.com/
... more
0 votes 8 answers Share Flag
Tue Oct 29, 2013
Peggy Carter answered:
Hi, In Dover, there are a few neighborhoods that get listed like that. Normally they are single family detached homes that are on land that is owned by all residents and the homeowner has use of his/her lot. It also is a way for buyers who want a detached single family home and want to belong to a home owners association that will plow, mow, mulch, and take out rubbish. Hope this helps. My name is Peggy Carter and I own the Coldwell Banker in downtown Dover. My cell is 603.396.2938. ... more
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Sun Aug 4, 2013
Scott Godzyk answered:
These days a short sale done right can be approved in as little as 6 weeks. There are variables such if they are foreclosure, if they have 2 mortgages, if there is an IRS lien, if there is PMI and who is negotiating it. On average the harder short sales can take 3 months, any longer and there is a BIG problem usually that will keep it from ever being approved,. If you are the buyer have your agent check where they are in the process and if you are the seller, hopefully you hired a well experienced agent to list and a professional negotiator to negotiate. ... more
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Mon Sep 17, 2012
newtoncindy60 answered:
Short sales take a long time to close . Buying foreclosure you will need cash most of the time, because off the condition of the property. The bank will also go with a cash off for less amount.
look on www.gohoming.com , auction.com, homepath.com
... more
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Sat Jan 28, 2012
Scott Godzyk answered:
You can if you quailify, you should start by speaking with a loan officer, becuase you are crossing state lines I recomend a national company or bank that works on both states like Bank of Amercia or one of the other well known banks. if you are looking to buy or sell in NH just send me an email and I can help ... more
0 votes 2 answers Share Flag
Sat Dec 24, 2011
Scott Godzyk answered:
Marty bad credit is much worse than no credit, To correct it you need to make your payments on time and bring your balances down to under 1/2 of what your credit limit is.It is much easier to build good credit from the start if you do not have any. ... more
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Thu Dec 1, 2011
Marco Gomez & The Reach Team answered:
Generally in high rental areas which have been greatly affected by the subprime meltdown.

Marco Gomez
NYS Associate Broker
Keller Williams Landmark II
Serving Queens, Nassau & Brooklyn ... more
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Wed Nov 16, 2011
Jim Simms answered:
I went in for a regular checkup last week and everything was going fine until my doctor told me to drop my pants. I am seriously thinking of switching dentists.

Seriously, in the best of times a good Realtor is essential. Today, Russian Roulette going solo, good luck.

Info on Lease Options:
http://www.trulia.com/blog/jimsimms/2011/11/rent_option_or_rent_to_own

Info on the criminal side of Credit Repair:
http://www.trulia.com/blog/jimsimms/2011/10/credit_repair_can_be_a_crime

Info on Down Payment Assistance in Kentucky:
http://www.trulia.com/blog/jimsimms/2011/03/down_payment_assistance_alive_and_well_in_kentucky
... more
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Thu Jul 21, 2011
Deborah Garvin answered:
Rob, It is relatively easy for your parents to purchase and then put the property in your name. If, however, the intent is to have you purchase the property in your name you could run into occupancy issues. It you already own a property in the area the new purchase would likely have to be purchased as an investment property (more down payment and higher interest rate).

Talk with a local mortgage professional and let them know your goals so they can inform you of the financing options. A accountant or tax attorney will be able to address your questions about implications.
... more
0 votes 4 answers Share Flag
Sat May 28, 2011
Tracey Langdon answered:
Good morning Joe

Yes there are still protective covenants in Waterloo Circle. As far as I can see there are 2 properties for sale in the circle.

Tracey Guy
Prudential Verani Realty
603-793-2770
... more
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