Building and maintaining a basic home in Cape Coral will be determined by your strict adherence to building codes and insurance recommendations. Be sure you know what breaks you may or may not be awarded based upon the construction technique. Concrete block vs. poured concrete walls, concrete slab shingles or tile? If you are looking for long-term economical considerations including insurance, maintenance, etc., understand the insurance and environmental considerations. Remember, you will sell the house one day so resale is very important! Asphalt shingle roofs don't appreciate hurricane winds. All that lush greenery becomes green yucky shrapnel and turns the house green in 75 mile per hour winds. Love the avocado trees -- not crazy about scraping them off the side of the house. The best will probably be concrete block, rebar and concrete reinforced with real stucco on the exterior. Keep it to a ranch, and you can clean and easily paint over the green smudges. When I lived there, we painted the house after every major hurricane, and we whitewashed the concrete tile roof with buckets and mops. The roof should have a very gentle slope -- no snow to worry about, so you can walk around if you are able or hire someone for a reasonable cost to take care of it. Walking around on the curved tiles is tricky, and they do break! If you can come up with a design that looks good with awnings -- good for you. Less work on nailing up plywood! Good luck!!