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80212 : Real Estate Advice

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  • Local Info0
  • Home Buying3
  • Home Selling3
  • Market Conditions0

Activity 8
Fri Jan 23, 2015
Claudia Williams answered:
I would contact Trulia customer support, I'm sure they can help you!
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Tue Oct 8, 2013
Ethan Besser answered:
Tue Jul 9, 2013
Tony & Karen Hinkel answered:
Tue Jul 2, 2013
Ritchy Haynes answered:
Party wall agreements typically go to the property and use the original one recorded with the county of record
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Tue Jul 2, 2013
Ritchy Haynes answered:
You would need to speak with the county etc. to have it rezoned. This may or may not be allowed and thus you are best speaking with the municipalities. Another option would be to do the one as owner occupied with the 5% down, and then do the other as investment with 20%. Would save you 15% of one units price. ... more
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Thu May 6, 2010
Marja van de Weerdt answered:
If you would like your listing on my site please call or email with the information.

Marja vandeWeerdt Broker Associate Abr,AHWD,Gri,E-pro
Modern Real Estate
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Thu Jul 17, 2008
Bill Fung answered:

All the answers from the other agents are all very good. There is one thing you might consider to help ease your personal comfort, if it is doable. See if you can save or put aside 3 months of mortgage payment as a cushion. Few years back it was a requirement that if you obtained a conventional loan, the lending institution wanted to see at least 2 if not 3 months of mortgage payment in the bank.
This suggestion is not meant to scare you or concern you, if you don't have that amount currently. Just thought that might help your jitters down the road.

Your question regarding is 40% of net income high?. One way for you to answer that question might be asking yourself the following questions.

1. Will you still be able to enjoy the amenities and events that Denver offer. Example prior to owning a home, you went out on 2 weekend nights once a month. now you feel you can only go out one weekend night once a month. Is that acceptable to you?

2. You enjoy going to the movies or theaters x times a month, now it's x times a month, is that acceptable to you?

3. You put x amount aside into a savings account or 401k account, Now you can put aside x amount. Is that acceptable to you?

And if not what can you do about it, or can you make changes to your spending patterns and still have “your cake and eat it too” 

Those are the type of questions that might help you answer your unknown concerns. Sometimes it's the fear of the unknown that makes us worry, but if you can put a face or a picture to what that fear is, you might find it was not as bad as you thought.

Congratulations and wishing you the best.

... more
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