I am having the exact same issue. One floor homes are really hard to find! NC is really lacking one floor homes. The few that they seem to have are much older homes. I'm hoping to have better luck in FL.... more
The phnomneon of rebab restoration is just getting started in Denton. I would suggest the connector streets to down town like Oak and Hickory these homes are close to both the Downtown and UNT. There are several hot spots Contact me if you would like to see some great areas for this type of home.... more
Lenders look at the overall picture and not only credit score and income. They will look into your overall strength of being able to pay off the loan. You didn't mention whether you are currently working etc.
Let me know if you need a name or two lenders who can help.
Realtor & Certified Stager
United Real Estate
I would be more than happy to help you find a house for rent close to UNT and to the downtown district where all the night life happens. Just helped clients last week find a rental home close to UNT. Please contact me if you would like my help. firstname.lastname@example.org... more
Many statistics recently show that renting may cost more than buying. Working with a good agent will help you decide whether is is better for you to rent or buy. If you decide to buy, an experience mortgage lender can help you get prequalified and tell you how much you can afford.... more
If the bankruptcy is the only blemish on your credit, I know a bank that will finance the mortgage for 2 points over the standard current interest rate. This bank has decided to offer "second chance loans" for individuals that have been through the tough times many have experienced over the last several years and are now able to afford to live in a better situation. All of the normal guidelines and rules apply. Also, after your credit situation has improved (and the best way to do that is to begin making and continuing to make house payments again) you will be able to refinance the loan at normal interest rates. Please contact me directly and I can put you in touch with my banker. Once he approves you for whatever the loan amount is then we can get you into the fixer upper that you are desiring.... more
Come find a good realtor who actually cares about your needs and can give you a good experience with buying your home after speaking with your current agent about cancelling the buyer representation agreement. If you are looking for a good realtor, please email me email@example.com or call my cell phone on my profile!
I am a Realtor in Denton. I'd say buying is your best bet. From what I've seen most lease options or rent to own do not give the buyer a good deal. If you can qualify for a loan you will be set up better. That being said there are some owner financed homes avaialble. Most will want 10%-20% down and give higher interest rates than the banks. If you want more specifics feel free to contact me.... more
I would find a Realtor that does deal in leases to assist with the agreement. Once you find a home and move in, make sure that you pay rent in check or electronic transfer from your bank account so you'll be able to verify the rent payments for a mortgage lender. Most will not allow the landlord to verify rent when they are also the seller.
Use the year wisely, and get as much cash saved as possible, and make sure all bills are paid on time to get yourself in position to buy that home.
Contact me with questions.
Mortgage Counselor-NMLS 280951
i have also looked at this home in denton. i sent the man a email after viewing the outside of the property & finding it was occupied. i asked questions and expressed my concern that he said it was unoccupied & move-in ready. he sent a very long email explaining everything about his life, religion & uk move that we had already established in the first email & not a single question or concern was addressed so i found another property.... i think its safe to say SCAM!!!... more
We have a 3/2 house in Denton, 1300 sq foot that we are offering an owner financing option on. Asking $119,500. If interested, please reply back at firstname.lastname@example.org. It is move in ready and available now! Thanks, Amy... more
Joe is right... this is a conversation you need to be having with your agent. Your contract spells out the details of any contingencies you have. This is a straight forward conversation with a direct answer. I always prepare a timeline of all important dates listed in the contract for my clients. It is important to understand these dates and understand what everybody's duties are so they can be held accountable.
REALTORÂ® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157
email@example.com | www.AustinListed.com... more