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Home Buying in Delaware County : Real Estate Advice

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Activity 21
Wed May 4, 2016
Mberry72475 asked:
I have looked up various options and have not been able to find them on your website. Or if you could tell me if they are no longer using your website? I would really appreciate it! Thank…
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Tue Mar 3, 2015
James Jodoin answered:
Most states have online Tax assessor records where you can look up the property by address. If that isn't available in your state you can go to the town hall or registrar of deeds and they should be able to give you the information you need. If there is a lien or judgement than it would be recorded publicly somewhere. Also, that is what a title search is for prior to closing so you should pay the money for a title search to make sure it's clear. ... more
0 votes 1 answer Share Flag
Tue Mar 3, 2015
Joseph Domino answered:
You hire an attorney or title company that knows how to do a "thorough" title search. If you do not know how, you may miss some important information.
0 votes 1 answer Share Flag
Thu Feb 6, 2014
Phil Dickey answered:
I'm sorry but forgot with house I ask the question. Was it this one. 6300 W Harper Dr
Yorktown, IN 47396. Interested but would like something outside city limits.
0 votes 2 answers Share Flag
Wed Jan 29, 2014
Mark Kelly answered:
Bank owned. In the process of being foreclosed on. Should be on the market soon. Not a bad home. It is a manufactured home. To buy a manufactured home with a mortgage you will need the tags on both sides of the outside of the home. These are missing on this property. You will need to purchase this with cash, or go through a long process to get new tags. ... more
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Wed Nov 27, 2013
Keith Jean-Pierre answered:
I would suggest calling a few insurance companies in the area to determine.
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Wed Mar 20, 2013
answered:
Hi Winchy66,

There really isn't a specific service that shows you listings of homes that are USDA eligible.

You'll need to start by looking at the USDA eligibility map by clicking the following link.
http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

Once you know which areas in Delaware County are eligible, you can search homes for sale in those areas right here on Trulia.

Here's an example: Albany is an area that's eligible for the no money down USDA mortgage.
Here's the search results for homes for sale in Albany,
http://www.trulia.com/IN/Albany/

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Peoples Bank & Trust Co.
(877)228-9069
... more
2 votes 1 answer Share Flag
Wed Oct 3, 2012
Tina Lam answered:
If it's a single family, then you're likely looking at paying just the local recording fees and some escrow notary fees. Depending on the contract, you can expect to pay anywhere from as little as $40 to 2% of the purchase price. And, while not a cost of the transaction, you would also be expected to prepay for any upcoming property taxes. ... more
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Mon Sep 24, 2012
Adam Slye answered:
John,
I'm not sure where you want to live but I am relocating to Fort Wayne, IN soon so we will be selling our house very soon. On an acre of land in the country close to I-69 as well, 13550 West Bethel Ave Yorktown, IN. We just re-modeled our Kitchen, Living room, and added a large 26'x40' heated 3+ car Garage on as well. I didnt expect to be moving out of our home but as you know, work/duty calls, haha. Anyway, If you're interested I'd love to sell without a realtor to save me money and the buyer (since I'll be asking thousands less if I can sell privately.) Our home is in the USDA territory too, I believe.

Good luck on the hunt
Adam Slye
765-730-6379
... more
0 votes 3 answers Share Flag
Mon Aug 13, 2012
Alison Hillman answered:
Hi Jude,

Which high school? We are excited to help you find a perfect home nearby.

Best,
Ali, Community Manager
0 votes 1 answer Share Flag
Tue Jun 19, 2012
Tina Cale answered:
I am honestly not sure. You could check with a couple of lenders that may know...
Jay Johnson, First Republic Mortgage 282-0507
Rod Hinds, Caliber 765-509-0276
Brad Wilson, Capital Trust bradwilson@captrustmtg.com

Let me know if I can help you with any other info! Do you have a house in mind?
... more
0 votes 1 answer Share Flag
Thu Apr 5, 2012
Opus answered:
Oakwater now has a new website where you can get information on the HOA fees, as well as news on what is happening in the resort. There are so many things going on there, you will have to go to the website to check it all out. The site is; www.oakwaterhoa.com
They also have a newsletter, video of the community, and brand new pictures of the superb facilities.
Well worth a visit!.
... more
0 votes 1 answer Share Flag
Fri Feb 17, 2012
Chris Allen answered:
The blog raises a very good point that some may not think of. If you go into a lease w/option to purchase or rent to own agreement ASSUMING that at the end you will be able to buy the home. If you plan to get a mortgage, you need to be aware of the lenders requirements. Most lenders will require some type of rent verification to be done. If you are in a lease w/option to purchase. Not all lenders will accepct your agrement. I spoke to a loan officer recently on this very issue. This particular bank will not accept a lease with and option to purchase. Entering into this type of agreement may hurt you when you go to apply for a loan with certain banks.

Thanks for sharing Jim!
... more
0 votes 4 answers Share Flag
Sun May 15, 2011
Pacita Dimacali answered:
You alone are responsible for your loan.

If your arrangement with your boyfriend is that he will help you make the monthly payments in return for his being on title, is that the reason why he's on title (essentially, co-owner). And how did you both take title -- joint tenants? Tenants in common?

From the way your question is phrased, it sounds like there may be some kind of dissatisfaction or doubt in this arrangement. Since the loan is in your name only, you may reconsider having the title only in your name. The quit claim deed may be the quickest way to do this -- but for your own protection, please consult a real estate attorney.
... more
0 votes 3 answers Share Flag
Thu Nov 4, 2010
Dallas Texas answered:
Price per sq. ft. is determined by past 6 months comp's of homes SOLD NOT active on the market in a particular given area. includes room count, year built, pool and etc.

Your listing can provide you this info.

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
... more
0 votes 4 answers Share Flag
Wed Nov 26, 2008
Lori Jeltema answered:
The builder at Victory Meadows built all over the entire Hampton Roads area. You'll probably see the same models a lot in the surrounding areas. The reason for the price difference is location. That neighborhood is around the corner from where I live and just on the border of Tabb and Poquoson or as I call it "Yorkosin'. Regardless of what we think about the pricing, the big difference is the location. You could see the trend last year comparing his Churchill Estates neighborhood in Tabb off of 134 to other, same models a few miles down Big Bethel in Hampton. If you're comparing the builder's work in Newport News -- say Peach Orchard, you're looking at many of the same floor plans (excluding the newer, smaller plans). The location in that Menchville area is great, but again, there is the value of location. Summer Crossing is also the same builder AND in York County, but it is in upper York and the school district is different. Depending on your work and lifestyle location, you may benefit from the price savings by being so far up into York. If you work around Nasa, you are minutes from the base. I've had clients willing to spend more to live in the Tabb area since they knew that they would realize the savings in gas and make up for it. Ben, it's really the simple rule - location, location, location. Don't count on this builder going out of business anytime soon. He is well established, has a history of positive post-closing customer service record and has remained pretty constant in both good and bad markets....and no, I don't work for him :) ... more
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Fri May 9, 2008
Nancy Glickauf ABR answered:
Go to your local goverment website.There you will find an area for search poperties,taxes,etc. Then keeping looking for sales. They will put in the sale date and amount. Or just call a local realtor and they will find the sales price for you in a jiffy from the mls. ... more
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