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33442 : Real Estate Advice

  • All25
  • Local Info2
  • Home Buying8
  • Home Selling8
  • Market Conditions0

Activity 21
Mon Oct 9, 2017
Celestinerobert26 asked:
Springs,? FL?. How do I stop receiving notifications about this property? It is no longer on my list.
0 votes 0 Answers Share Flag
Wed May 31, 2017
rebekevi asked:
Mon Mar 13, 2017
Maricris A answered:

I sent an email to you about this concern.


Consumer Care advocate
0 votes 1 answer Share Flag
Tue Nov 29, 2016
Scott Godzyk answered:
It depends what your contract states and if the buyer is within the dates to inform you are within the mortgage contingency
0 votes 3 answers Share Flag
Mon Oct 17, 2016
Scott Godzyk answered:
If you want to sell the home it is. Usually the first step is to see if you can object to the amount by your agent submitting realistic comps to the appraiser or buyers bank for re consideration. If they say no, then that is a good plan to get your house sold ... more
0 votes 2 answers Share Flag
Fri Sep 2, 2016
Steve McRory answered:

Straight up? They're both worthless as the paper they're written on! Everyone in the mortgage industry knows it as well an most experienced Realtors.

Unfortunately for consumers and Realtors, this administration and the crushing effects of the Dodd Frank Act have almost eliminated the ability to get borrowers legitimately pre approved in advance.


>>>>>>>>>>Per the Dodd Frank Act...

Loan Originators "cannot require, as a condition of providing the GFE, the submission of supplemental documentation to verify the information provided by the borrower on the application"


So basically, when realtors show borrowers 50 homes over 10 weekends, go thru 10 sales contract only to discover that the borrowers never could even get a loan to begin with, they can know who and what to blame!


... more
0 votes 1 answer Share Flag
Fri Sep 2, 2016
Steve McRory answered:


Pre-qualification, Pre-Approval, they're both worthless as the paper they're written on...and we all know it!

We in the mortgage industry know they're both a complete joke, and those letters are only as good as the information collected and reviewed in advance, which is rarely done as consumers can't be burdened with producing such basic info...says the Government..

Thanks to the DODD FRANK ACT, the ability to get loan files legitimately approved in advance without an actual sales contract, has become almost impossible as its caused too many possible lender compliance violations to do common sense due diligence in advance.

And as absurd as it may sound, the crushing and crippling over regulations inflicted on the Mortgage Industry by this administration via the DODD FRANK ACT, basically PROHIBITS lender from asking borrowers for income and asset documentation in advance as it..."could burden the consumer and affects their ability to shop for a loan"

... more
0 votes 1 answer Share Flag
Wed Aug 17, 2016
Greg Bates answered:

Yes you can cancel. Be sure to read the listing agreement. Most contracts typically have verbiage about having to reimburse any marketing fees, ask to see receipts.
0 votes 1 answer Share Flag
Sat Jul 30, 2016
Diane Christner answered:
Your local MLS may not have a syndication agreement with Trulia. If that is the case, your agent would have to manually load your listing to Trulia.
0 votes 1 answer Share Flag
Thu Jul 14, 2016
Lainie5 asked:
If the board doesn't give me approval do I get my full down payment back?
0 votes 0 Answers Share Flag
Mon May 18, 2015
In a perfect world, the lender requests the information/questionnaire from the HOA early on and the HOA supplies it promptly, then any issues can be identified well before closing.

This doesn't always happen though. The lender might have dragged their feet, the HOA might not have responded right away, a number of things could have happened.

It's common practice for a lender to continue processing the file fully while they are waiting to get the questionnaire back. Things would seem business as usual until you find out otherwise.

It's either the lender's or the HOA's fault that this was not known until a day before you were supposed to close. SOMEONE was dragging their feet.

But regardless of the timing, every lender is going to want to make sure the HOA is on solid financial ground before committing to lend. If the HOA is not, then they will probably deny the loan altogether or require additional assurances such as a larger down payment. It's unfortunate, but it happens. Sorry you had to be on short end of the stick there.
... more
0 votes 2 answers Share Flag
Tue Mar 10, 2015
Quinntonia Berry answered:
This site if for licensed agents only. You will need to hire a Realtor if you want to list here.
0 votes 1 answer Share Flag
Fri Dec 7, 2012
Edna Gandes answered:
Yes, if you meet the eligibility requirements you may qualify for "CASH FOR KEYS" and/or if you short sale your property, other benefits such as H.A.F.A. Give me a call so I can get more details on your situation. I may be able to help you.

Gabriel Leite
GL Realty
(954) 281-2220
... more
0 votes 3 answers Share Flag
Sat Nov 24, 2012
Neil Blair-Bennett answered:

interview a number of agents and find out who is going to work in your best interests. Find out the marketing strategies that prospective agents would use to sell your home. Ask them to come up with a valuation before you tell them what you need to make. Look at the track record for those agents, have they successfully sold homes in your neighborhood recently?

In the long run, statistics show that most for sale by owners wind up listing the property with an agent. This is after they have spent time marketing their own property, scheduling their own showings etc. All the while this is costing time and money that would have been better spent working with a competent agent and getting the job done.

Best of luck and find that quality agent. From what I see here, there are very capable people to choose from.

Neil G. Blair-Bennett
... more
0 votes 11 answers Share Flag
Fri Nov 23, 2012
Nadine Mauro answered:
Hi Judy,

I'd be happy to help.

What is her budget? Does she need to be in a specific school district? How may bedrooms and baths does she need? Does she have any pets?

You can contact me directly and I can start a search.

Nadine Mauro
Highlight Realty
... more
0 votes 1 answer Share Flag
Fri Nov 23, 2012
Kathleen Strott answered:
Hi Miquel,
I live in this community. Email me if I can be of service helping you find your new home.
Kathy Strott
Mobile: 954.675.4155
"Thinking of Buying or Selling a Home, Call Me"
... more
0 votes 2 answers Share Flag
Fri Jul 20, 2012
Sedat Celik answered:
Wed Oct 20, 2010
gabriel palotas answered:
Dear Jackie,

As one that really understands your position and can only add one question that only you have the answer for.
Why are you selling? If the answer of keeping the house is the lessor of the loss than tell that buyer to stick it.
If an the other hand the house has been sticking it to you and will continue to do so and your financial well being is further challenged, does it pay to hang in there? Do you have other options? Have you contacted " loss mitigators" or the lender for program that are offered? Difficult questions many sellers are asking I wish the answer would be simple . In your place I would always look at the alternatives and size them up.
Good Luck,
... more
0 votes 35 answers Share Flag
Wed Oct 20, 2010
gabriel palotas answered:
Negotiations is an art. Some prefer a complicated design. Some stick to finger painting abstracts.
Than we run into critics.
It all boils down to do we like it or not?
You seem to be a meat and potato gall Jackie. So simply answer the question is it yes or no?
I am not an artist. I do love meat and potatoes and the people that think that way.

I think Jackie you already have the answer so why are you hesitating ...... your gut is right go with it.

Good Luck,
Goulash is just an other name for a simple but wonderful Hungarian Peasant Delicacy I was raised on it.
... more
0 votes 12 answers Share Flag
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