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De Queen : Real Estate Advice

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Activity 5
Tue Mar 11, 2014
Sally Grenier answered:
Unfortunately, you need to have decent credit, and a good debt to income ratio (among other things) in order to qualify for a mortgage. I suggest you sit down with a lender who can review all of your financial info and see what you need to do in order to qualify.

Lenders want to see someone with a good track record for paying their debts. Bad credit usually means that you fell behind on your bills, and haven't been paying them on time, or at all.

I would start by working on your credit. If you have 12K in cash, maybe you need to pay down, or pay off your debts first before going into debt even more. Make sense?
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Mon Dec 9, 2013
jndwn1 asked:
This question was asked from http://www.trulia.com/homes/Arkansas/De_Queen/sold/1000490505-102-E-Red-Bridge-Rd-De-Queen-AR-71832
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Fri Dec 6, 2013
nbgirlie52259 asked:
Mon Nov 26, 2012
Glenoverbey asked:
im looken for a house in the DePueen Area. if you know one send me a line. throu calls text or emails. & if you have any tips or…
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Mon Nov 26, 2012
one answered:
Hi Glen, 716 is a good score, but scores are not the only factor used to determine whether or not you will be approved for financing. Length of continous employment, debt-to-income ratio's, and other variables come into play here. Hope this helps. If you have any futher questions, feel free to contact me directly 501-246-0861. Thanks. ... more
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