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Home Buying in Dayton : Real Estate Advice

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  • Local Info16
  • Home Buying92
  • Home Selling16
  • Market Conditions12

Activity 114
Thu Feb 16, 2017
Cara Washington asked:
I have less than $1200 in collections now, scores are 659, 612 and 597. Employed 25 yrs same place, $41,000/yr, soon to be $45,406. Credit card debt total is around $650 between 2 cards,…
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Sun Oct 16, 2016
Tinasha Wheeler asked:
I have children and am looking to move to dayton, OH. Is this place safe and how are the schools. Don't want to worry about shootings or robbers.
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Thu Jul 21, 2016
Boss Lady asked:
house is listed very inexpensive, and I want to drive by to see if worth more attention.
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Sun Jun 26, 2016
Geophen3 asked:
I live in the Dayton,Ohio are. Looking for a USDA Loan house(already approved, not in any incorp./ city limits. Country). I have a retained lawyer thru work. What all can they do? I need…
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Tue May 10, 2016
Melissa Mcduffy answered:
Your biggest problem will be your career. Lenders tell travel nurses or agency nurses that their work is unstable and they are high risk for default. they obviously have no idea how travel nursing works and that travel nurses can always find a job! But many are getting turned down and some have had to take staff positions making way less than income just to be approved for a mortgage. They will all pre-approve you. That means nothing, its getting through underwriting that matters. Lenders are shooting themselves in the foot by not giving travel nurses loans for housing. It is ridiculous. I had a lender tell me they could NEVER give me a mortgage loan no matter how long I was employed by the company Ive been with for 7 years and never lacked work with and Im local Memphis area agency nurse, all because of the nature of per diem work, or contract work. Good luck, some say going to smaller banks may open a door, but the big lenders will deny you. Doesn't matter if your credit score is 800 and you have a down payment. Best deal is to save up the money and pay cash, or buy land first and pay it off so you have leverage also. I will never leave my career, I have more stable work than any nurse I know and lenders should be begging me to get a loan with them. smh ... more
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Thu Apr 28, 2016
billie_fisher2 answered:
I'm buying a home (for sale buy owner) and I sent the earnest money 2 times and both times she said she didn't get it and so 2 days a go I asked her if she got the check and she said no today and said that she is taking it off the market but we have a sign contract can she do that ... more
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Thu Apr 7, 2016
Karen Peyton answered:
The property address did not come through with your question...
When you're looking at listings, there should be agent information to the side and at the bottom of the page. You're best bet is to contact one of the them with a phone call.
Or...
You can use the "find an agent" tab at the top of the page (jotting down the address).

Good luck finding you new home!
... more
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Thu Jun 18, 2015
David Brown asked:
I am a100% disabled veteran with a credit score of 560-570. Need to know if anyone can help with a va loan for a house. Would like to buy my first house with family. Please help.
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Wed Apr 29, 2015
Georgiana Nye answered:
I'm referring specifically to the Oakwood, OH market (45419).
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Fri Feb 27, 2015
Joseph Nguyen asked:
Wed Jan 28, 2015
Greg Sharma answered:
Hi,


You are in a pretty sticky situation and let me tell you why. First, to answer one of your questions of do agents have bosses. Yes they do, their boss is you. I would let your agent know under no uncertain terms that you are not agreeing to the contract how it is currently written. I would insist the other agent be notified that this was in error and the terms of the contract need to be renegotiated. Most buyers and sellers at this point can usually come to some kind of understanding. However, if you really want to buy the property you are going to have to understand that the seller agreed to the terms of the contract as it was presented to them. They agreed on a price and the terms as they saw them. There is a pretty good chance the seller will be agreeable to renegotiate your closing cost and pay them but chances are also high they are going to want to renegotiate the price as well to absorb your closing cost and will want to adjust the price accordingly.

If that does not work then you may want to have a word with their broker.

Greg Sharma
Comey & Shepherd Realtors
Cincinnati, OH
513-252-1408
... more
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Fri Jan 2, 2015
Dan Tabit answered:
Boss Lady,
I believe I answered this for you already, but just in case. Don't. They are not a good option for buyers. Most end up worse off than if they hadn't done it. Solve the issues that prevent you from buying and make a real purchase when you are ready. ... more
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Fri Jan 2, 2015
Anna M Brocco answered:
Rent to own is really not a good idea, therefore consider fixing whatever is preventing you from purchasing outright. Rent to own can be risky and one could stand to lose a bit of money, therefore do inform yourself well, and consider consulting with an attorney who specializes in real estate beforehand. If you haven't done so yet, visit with any licensed loan officer, see if you can buy outright, or simply continue renting until a purchase can be made. ... more
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Mon Dec 8, 2014
Derek Tipton answered:
It was a slow summer, but prices are generally up 5-7% over the past year.

Fall has been strong, here are the stats...

http://www.dabr.com/monthly-home-sales-releases-news-media-menu/home-sales-2014-press-menu/1259-dayton-area-home-sales-for-october-2014.html ... more
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Mon Nov 24, 2014
Judi Monday, CRS answered:
Doing this is a very risky situation for your credit score. As you will be responsible for whatever that person does with the credit card and if they aren't able to make the payments on the card, that responsibility will fall to you to do so. ... more
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Sun Nov 23, 2014
Michael Cheng answered:
It's possible if the lender's underwriter will allow it.
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Tue Oct 7, 2014
Rsamen answered:
Hello,

Depending on what you are looking for there are very nice older homes in a few historic districts in Dayton for reasonable prices around $60,000. St Anne's Hill and the Huffman Historic District are good places to look. East Kettering also has some nice homes in this price range. Check these areas out! ... more
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Thu Aug 7, 2014
Zach Shade answered:
Hey Jayla,

In the contract you will want to have your agent write in that your sale is contingent upon you finding a home of your own to purchase, and then you can do a dual closing. That way there is no hotel living!

I am an agent in the Dayton area, and I would love to help you out if you have any questions.

Zach Shade
Home Experts Realty
Cell: 937-760-2850
... more
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