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Home Buying in Dayton : Real Estate Advice

  • All241
  • Local Info16
  • Home Buying99
  • Home Selling16
  • Market Conditions12

Activity 154
Yesterday at 12:01pm
Teridea asked:
Thu Jan 25, 2018
Heatherkaybee asked:
List price is 55,000. I don't see how the appraisal could be that low. They say 3,050 in repairs. If I bid 60,000 will I have to come up with 5,000 at closing? Will there be a separate appraisal…
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Wed Nov 22, 2017
Kimberly asked:
Recently we sold our 1st house purchased with an FHA loan. We are under the impression it’s just for first time homeowners... We made a small profit but not 20% worth. My question is are…
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Thu Nov 16, 2017
Mary C answered:
Hi,

Thank you for reaching our. Pre-approved means that you are already qualified can afford the homes you're viewing.

Thank you for using Trulia!

Mary
Consumer Care Advocate

Contact Us: http://www.trulia.com/help/ask/
Help Center: https://support.trulia.com/hc/en-us
... more
0 votes 1 answer Share Flag
Wed Aug 16, 2017
answered:
Hi David,

I specialize in VA financing and can go down to a 580 score on VA and FHA loans.
I will always look to see what can be done to increase my clients scores to ensure they get the best terms on their mortgage right out of the gate.

It should be pretty easy to boost your scores depending on what's going on with your credit.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
jburke@gpbankTX.net
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
0 votes 2 answers Share Flag
Thu Feb 16, 2017
Cara Washington asked:
I have less than $1200 in collections now, scores are 659, 612 and 597. Employed 25 yrs same place, $41,000/yr, soon to be $45,406. Credit card debt total is around $650 between 2 cards,…
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Sun Oct 16, 2016
Tinasha Wheeler asked:
I have children and am looking to move to dayton, OH. Is this place safe and how are the schools. Don't want to worry about shootings or robbers.
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Thu Jul 21, 2016
Boss Lady asked:
house is listed very inexpensive, and I want to drive by to see if worth more attention.
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Sun Jun 26, 2016
Geophen3 asked:
I live in the Dayton,Ohio are. Looking for a USDA Loan house(already approved, not in any incorp./ city limits. Country). I have a retained lawyer thru work. What all can they do? I need…
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Tue May 10, 2016
Melissa Mcduffy answered:
Your biggest problem will be your career. Lenders tell travel nurses or agency nurses that their work is unstable and they are high risk for default. they obviously have no idea how travel nursing works and that travel nurses can always find a job! But many are getting turned down and some have had to take staff positions making way less than income just to be approved for a mortgage. They will all pre-approve you. That means nothing, its getting through underwriting that matters. Lenders are shooting themselves in the foot by not giving travel nurses loans for housing. It is ridiculous. I had a lender tell me they could NEVER give me a mortgage loan no matter how long I was employed by the company Ive been with for 7 years and never lacked work with and Im local Memphis area agency nurse, all because of the nature of per diem work, or contract work. Good luck, some say going to smaller banks may open a door, but the big lenders will deny you. Doesn't matter if your credit score is 800 and you have a down payment. Best deal is to save up the money and pay cash, or buy land first and pay it off so you have leverage also. I will never leave my career, I have more stable work than any nurse I know and lenders should be begging me to get a loan with them. smh ... more
0 votes 8 answers Share Flag
Thu Apr 28, 2016
billie_fisher2 answered:
I'm buying a home (for sale buy owner) and I sent the earnest money 2 times and both times she said she didn't get it and so 2 days a go I asked her if she got the check and she said no today and said that she is taking it off the market but we have a sign contract can she do that ... more
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Fri Apr 8, 2016
asked:
this stopped two weeks ago. I'm an IT professional and have not been able to make it work. Others have tried on different computers and nothing works. Please fix, no other way of reaching…
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Thu Apr 7, 2016
Karen Peyton answered:
The property address did not come through with your question...
When you're looking at listings, there should be agent information to the side and at the bottom of the page. You're best bet is to contact one of the them with a phone call.
Or...
You can use the "find an agent" tab at the top of the page (jotting down the address).

Good luck finding you new home!
... more
0 votes 1 answer Share Flag
Wed Jun 17, 2015
Megan Miller answered:
580 is the minimum score for FHA Loans. Check out The Lenders Network, they referred us to our lender and we were approved after being rejected by like 5 lenders!
1 vote 4 answers Share Flag
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