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Springfield : Real Estate Advice

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Wed Apr 20, 2011
dave answered:
being both a realtor and on a HOA board I can telly ou that there should have been a protocol they followed. You should have received a letter about your delquency first. Then they should have sent you a letter informing you that you have X days to either pay the balance or call to work out a payment plan. If you did not respond by that date they would have informed you that they are placing a lien on the property.

Since you received the lien letter...you are now responsible for the attorney fees, court costs and back HOA dues. I recommend you write a letter explaining your situation and a reasonable affordable payment plan you can make. the HOA board should accept it.

If you ignore it the HOA board will have the right to file a foreclosure against you on the house. Literally they can take your home for back HOA dues. You still would have time to work out a payment plan but then your costs will be triple what they are now; and they probably will want a more aggressive payment plan.
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Wed Sep 23, 2009
Patrick Thies answered:
It is illegal for agents to answer that question and should not be asked of them. Nor should agents be answering that question. You best bet is to check with the local police department. ... more
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