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Dawsonville : Real Estate Advice

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  • Local Info1
  • Home Buying7
  • Home Selling2
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Activity 17
Sally Grenier, Real Estate Pro in Boulder, CO
Sun Feb 7, 2016
Sally Grenier answered:
They don't. It's automatically calculated through special algorithms that really have no bearing on actual "fair market value". Please don't pay any attention to the values you see here, or on other sites like Zillow or Realtor.com.

Whether you are buying or selling, the ONLY way to find out a home's value is to have a REALTOR do a FREE comparative market analysis (CMA).

I just wrote a blog post on the subject:

http://boulderhousesearch.com/blog?post=But-Zillow-Says&xid=040105-01

Sally Grenier
Broker Owner
Metro Brokers | Grenier Real Estate
sallygrenier@msn.com
303.475.4508 Cell
http://www.searchwithsally.com
http://www.boulderhousesearch.com
http://www.metrobrokersonline.com/agents/Sally.Grenier
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0 votes 2 answers Share Flag
Jeri Patrick, Real Estate Pro in Pooler, GA
Thu May 28, 2015
Jeri Patrick answered:
I would speak to a local lender to see what your options are regarding claiming the 1st home as income. Best of luck
0 votes 1 answer Share Flag
Javier Monti…, Real Estate Pro in Covina, CA
Wed Apr 15, 2015
Javier Montiel answered:
Bill Eckler, Real Estate Pro in Venice, FL
Sat May 17, 2014
Bill Eckler answered:
As an agent, go to the drop down menu next to your picture and click on "listings." Then on the left side of the next page look for "open house calendar."

Hope this helps.

Bill
0 votes 1 answer Share Flag
Jim Simms, Real Estate Pro in Louisville, KY
Mon Mar 3, 2014
Jim Simms answered:
Why were you there during a showing? If you are close enough to overhear comments at a showing you are probably in the way.

Next, was it your agent or the buyer’s agent that commented on the condition of the property? Not that it makes a lot of difference, but if it was the buyer’s agent then it is none of your business what they discuss. If what they said about your house is true then they did you a favor, fix the problems.

Good luck,

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at a Time
I answer questions about financing real estate based on my decades of experience dealing with mortgage underwriters. This answer is my personal opinion, has not been reviewed or approved by the company I work for. I do not offer legal or tax advice, if you need answers from an attorney or CPA find one knowledgeable in your local market.
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0 votes 2 answers Share Flag
Rick Musto, Real Estate Pro in Roswell, GA
Sun Nov 11, 2012
Rick Musto answered:
Looking closer to your question, are you perhaps asking about a potential landlords number? If you are looking to rent, I can help you out on that front. Give me a call or post me back here. Thanks.

Rick Musto, Managing Broker
Buckhead Home Realty
770-480-7699
rmusto@buckheadhomerealty.com
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0 votes 5 answers Share Flag
Alan Grizzle, Real Estate Pro in Dahlonega, GA
Tue Apr 17, 2012
Alan Grizzle answered:
Buying a house off the court house steps is risky business. You need to check the title before bidding to know that you will get clear title. You will still be responsible for unpaid county taxes. Also you have no right to go in the home before the foreclosure unless the owner invites you in. You could be getting a home that needs lots of repairs you have not budgeted for. ... more
1 vote 2 answers Share Flag
Anna M Brocco, Real Estate Pro in Williston Park, NY
Fri Jan 20, 2012
Anna M Brocco answered:
Have you considered searching social media sites....
0 votes 2 answers Share Flag
Mikel DeFran…, Real Estate Pro in Canton, MA
Tue Nov 8, 2011
Mikel DeFrancesco answered:
Rodney is right... your bank will assign the appraiser, you do not choose them. If you are considering buying the REO why not have a Realtor do a Market Analysis for you as-is or as-completed ( if you are flipping it ). ... more
2 votes 4 answers Share Flag
William Pola…, Real Estate Pro in Suwanee, GA
Fri Jun 10, 2011
William Polack answered:
I checked around with hard money lenders and they are not willing to finance this kind of property at this time because it is not marketable or cannot be re-sold easily. I remember way back when I had a person buying a bungalow in Atlanta and no others were around. The appraiser found "like" properties and we were able to close. As Rodney stated, you may have to get an appraiser that will dig a little deeper to find a property comparable to it (not necessarily like it). I'd recommend too, that you check out a different lender whose appraisers are not required to use the HVCC (Home Valuation Coded of Conduct) ruling. This ruling requires lenders to assign an appraisal to a management company who in turn assigns it to an appraiser who may not know what is a BERM property. If you can find a lender who doesn't use HVCC then you may have better luck in finding a comp for the property. Another option is to find an appraiser (appraiser association website) who can find the comps and then ask to have him added to your lender's appraisal list. Again, that lender cannot be using the HVCC system. Usually (and don't quote me on this), larger banks don't use HVCC. One last thought would be to contact the department of HUD (hud.gov) and find out if they are giving away grant money to pay for your home. I'd figure that Georgia would want to have more of these properties available to the public to cut down on energy costs. I think it's great that you are looking to buy this property and I wish you the best. ... more
0 votes 5 answers Share Flag
Alan Grizzle, Real Estate Pro in Dahlonega, GA
Sat Jan 15, 2011
Alan Grizzle answered:
How much would you save per month with a better interest rate? It may still be worth it to pay some down on your home to get a better rate. Do the math.
0 votes 4 answers Share Flag
Alan Grizzle, Real Estate Pro in Dahlonega, GA
Sat Jan 15, 2011
Alan Grizzle answered:
You need to check with the county planning office to see that it has all the required permits. The last think you want to do is by a house you cannot get a CO for. Get a good home inspector. I know one that uses a inferred camera to scan the walls and ceilings. ... more
0 votes 3 answers Share Flag
Alan Grizzle, Real Estate Pro in Dahlonega, GA
Sat Jan 15, 2011
Alan Grizzle answered:
I have a free web site that will help you find values. I know some foreclosures have sold in the 60s off maple street. To refinance you will have to get an appraisal for the value you are financing. The foreclosures that have sold in the area may cause your value to come in low.
Keep in mind if you sell low and buy back low you are ok. If you hold out until you value is back up it will be up for what you buy to replace it with also. If you are upgrading you will save more on what you buy than you will loose on what you sell.
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0 votes 4 answers Share Flag
Alan Grizzle, Real Estate Pro in Dahlonega, GA
Fri Dec 18, 2009
Alan Grizzle answered:
I am a local Realtor. I work the Dahlonega and Dawsonville market. I have closed several short sales.
I would be happy to talk with you and look at the home. I need more information to know what your options are.
I can be reached at 706-344-7096 or email me at alangrizzle@alangrizzle.com
You may check my web-site out if you like http://www.AlanGrizzle.com
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0 votes 7 answers Share Flag
Alan Grizzle, Real Estate Pro in Dahlonega, GA
Fri Dec 18, 2009
Alan Grizzle answered:
I would be happy to take a look at your home and you situation.

1st We need to know what is your payoff? How far behind are you? How much time do you have before they foreclose?


2nd A short sale takes a lot of exra work from the seller and there Realtor. You will need to provide your Realtor a letter that states it is ok for your lender to talk about the loan with the Realtor.
You will need two years tax returns, a copy of your most reacent bank statments for your lender. You will also need to write a hardship letter to the lender telling them why you can not pay. They are looking for something like a job loss, job transfer, sickness or death in the family. Not just the fact that the value is down and you are tired of paying.

I will need to do a CMA for your lender, get you a offer, send in all your info and call them and call them and call them and call over and over.

AlI can I can tell you is that we will do our best to get it sold. Sometimes the lender will work with you and sometimes they will not. You never know unless you try. If you are willing to give it a shot so am I. Just know it will take both of us to get it done.

You may reach me at 706-344-7096 or email AlanGrizzle@AlanGrizzle.com
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0 votes 4 answers Share Flag
Terry D. Coo…,  in 30534
Tue Jan 13, 2009
Terry D. Cooksey answered:
When will it be Auctioned on the Courthouse steps? If you are this close to being foreclosed on, then s Short Sale would typically be out of the question. But I would be glad to come by and visit with you, if I can help you, I will. If I can't I will let you know that as well.

Terry D. Cooksey
Southern Select Properties, LLC
770-503-4167
... more
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