Home Buying in Darnestown : Real Estate Advice

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MCM_STL, Home Buyer in Saint Louis, MO
MCM_STL answered:
Lender's Title Insurance and Homeowner's Title Insurance. Do I really need it? We can save $1200
Title insurance is very necessary. A person cannot legally sell you a home without settling all debts and liens against said property. You have no way to verify what debts have to be se ... more
0 votes Share Flag Fri Jul 15, 2016 Home Buying in 20878
Puravp, Home Buyer in Gaithersburg, MD
Puravp answered:
can you negotiate with NV homes when buying a pre-construction home?
if you go without an agent, the builder could discount the 3% commission towards the price of the house
0 votes Share Flag Mon Jul 11, 2016 Home Buying in 20878
Steve, Home Buyer in Vienna, VA
Steve asked:
I am looking to buy an investment property for up to 400K, low down payment but the rent cover mortgage in Montgomery county MD. I prefer newer units preferably constructed in the last 10 years.
I would like to know which zip codes would be best areas to consider for rental properties.
0 votes Share Flag Sat Jan 2, 2016 Home Buying in 20874
Johnrmckee, Home Buyer in Doylestown, PA
Johnrmckee asked:
How can I get the HOA and Condo rules for Buckingham Station in Germantown MD? Stacked townhouse condos in Germantown MD
0 votes Share Flag Wed Jul 15, 2015 Home Buying in 20874
Alex Saenger, Real Estate Pro in Rockville, MD
Alex Saenger answered:
I am a new home buyer looking to purchase in the 20878/20850 area. How can I figure out exactly how much I can afford?
All great advise. Just keep in mind that the lender or loan officer is identifying the maximum you can afford, not what you will need to spend. Once you know your ceiling, you then want ... more
0 votes Share Flag Thu Jan 29, 2015 Home Buying in 20878
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Work for myself, my income has just stabilized to about $50K, I want a condo, small, in Germantown, credit is fair. is this possible.?
Self employed people must show 2 years of tax returns to show what income they had, this is often a problem as self employed do all they can to not show income for which they must pay t ... more
0 votes Share Flag Fri Oct 17, 2014 Home Buying in 20874
George Raymo…, Real Estate Pro in Fort Worth, TX
George Raymondo answered:
What is the best website to use to check your credit score?
You can check with the Consumer Websites, but those are not going to give you an accurate depiction of a Lender's credit score. The reason is simple. Lenders, Retailers, and Auto Financ ... more
0 votes Share Flag Fri Oct 10, 2014 Home Buying in 20878
brent mendel…, Real Estate Pro in Bethesda, MD
brent mendelson answered:
Why does property seen to be so much cheaper in Darnestown than nearby Potomac? It looks like about $100/sqf less with similar plot sizes.
As others have said, I think it's mainly the cache of living in 20854. Of course living closer in to the city and VA as well as the schools are factors as well. Darnestown is a great ar ... more
0 votes Share Flag Mon Aug 25, 2014 Home Buying in Darnestown
Jody Lish, Real Estate Pro in Potomac, MD
Jody Lish answered:
is diamond and fernshire farms a nice place to buy a townhome? i heard that this place is and will become bad. Please advise?
It's a nice area, but I think you should look at other neighborhoods in 20878 as long as you're looking. Let me know if I can help you. I've lived in this area all my life!
0 votes Share Flag Fri Jan 10, 2014 Home Buying in 20878
Greg Myers, Real Estate Pro in Gaitherburg, MD
Greg Myers answered:
Looking for 3/2 place to buy for under 250K that feeds into Great Seneca Creek Elem, Kingsview Middle, and Northwest High. Does it exist?
Stacy,

Try searching the "Pleasant Fields" subdivision which feeds into the Great Seneca Creek Elem.
The specific street names are Metz Dr. and Kitchen House and Open Hearth Way. ... more
2 votes Share Flag Wed Oct 9, 2013 Home Buying in 20874
Maureen Bove…, Real Estate Pro in Adelphi, MD
Maureen Bovello answered:
Is there a way to search by specific schools?
Hi Stacy,

There is a field that can be added through the MRIS system for Elementary, Middle or High School where an agent can add the field and fill in the appropriate school you are ... more
1 vote Share Flag Fri Sep 27, 2013 Home Buying in 20874
Rick Reed, Real Estate Pro in Gaithersburg, MD
Rick Reed answered:
looking for a 2/2 townhouse in Germantown 20874?
I have one at 20216 Waterside Dr for $1750. See the virtual tour at:

http://www.vflyer.com/home/home/flyer/230276011
0 votes Share Flag Fri May 24, 2013 Home Buying in 20874
Greg Myers, Real Estate Pro in Gaitherburg, MD
Greg Myers answered:
Can bank refuse to consider my offer for short sale because earlier effort at SS failed? I was not the reason it failed. House in Gaithersburg
Was the short sale negotiator "ATC" which had their license revoked by the state of Maryland?? The listing agent should select another firm to handle the negotiations and all parties s ... more
0 votes Share Flag Wed May 22, 2013 Home Buying in 20878
Catherine Wa…,  in Gaithersburg, MD
Catherine Wallenmeyer answered:
I am interested in the Diamond Farm/Quince Orchard Boulevard, how is the area for schools, shopping and safety?
Contact Peggy Lyn Speicher she is a magnificent agent who can counsel you on the homes available for sale in that area. I am a local Lender with Presidential Mortgage Group located in ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in 20878
Catherine Pu…, Other/Just Looking in Silver Spring, MD
Catherine Purcell answered:
I am making 67k/yr looking for 3BR 2 bath around 1600sq feet in Montgomery Village. My credit score is around 650. What can I expect to pay monthly?
Hello Sergy,

I am a senior mortgage loan officer in Maryland and will be happy to run numbers for you to let you know how much you will qualify for your new home.

You can either c ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in 20878
Jessica Hood…, Real Estate Pro in Gambrills, MD
Jessica Hood & Laura Roskelly answered:
What's a strategy for securing a mortgage with a 650 credit score, 10K in the bank for an independent consultant with a fluctuating income?
Hi Fact,

Your credit score is sufficient but you'll need to have a history of income at the same type of position. And, unless you are eligible for a VA loan, you'll need a minimum ... more
0 votes Share Flag Sun Dec 30, 2012 Home Buying in 20878
Susan McFarl…, Real Estate Pro in Gaithersburg, MD
Susan McFarland answered:
I am looking to buy a single family or a townhouse to live in by February 1, 2013. I have a credit score that is above 700 and make $46000 a year.
BJ is right JR-there is a killer no money down and no monthly mortgage insurance loan out there for your income/credit score .
Give a shout if I can help.
susanmcfarland@mris.com
0 votes Share Flag Tue Dec 18, 2012 Home Buying in 20878
Shelley Green, Real Estate Pro in Bethesda, MD
Shelley Green answered:
A SFH in Gaithersburg, MD in a residential commercial mixed area, what is the pros and cons to buy a SFH in a mixed development area? thanks
If you are referring to communities like King Farm, Fallsgrove and the Kentlands, these communities have always been the preferred neighborhoods. The owners like to be able to walk to s ... more
0 votes Share Flag Fri Dec 14, 2012 Home Buying in 20878
Shelley Green, Real Estate Pro in Bethesda, MD
Shelley Green answered:
Do we have any new development areas like Clarksburg Village already or being planned around Clarksburg or Damascus?
Yes, Winchester Homes will be having their Cabin Branch sale office open in Clarksburg around mid-March to late April with deliveries beginning as early as mid-fall. They will have THs, ... more
0 votes Share Flag Fri Dec 14, 2012 Home Buying in 20878
mindyge, Home Buyer in Gaithersburg, MD
mindyge answered:
Should You consider/look into Feng Shui before Buying a House?
Feng Shui works in eastern countries with their cultures and traditions, there is not much Feng Shui tradition here in US, I do not believe it will work here.
0 votes Share Flag Tue Nov 27, 2012 Home Buying in 20878
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