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Home Buying in Darbydale : Real Estate Advice

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Activity 6
Shelby, Home Buyer in New York, NY
Sun Jul 3, 2016
Shelby asked:
Hi!

I was looking into purchasing a home with my father. I have a credit score of 600. I am 23 years old and am still building my credit. I am making 35k. No student debt. My father…
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Karen Peyton, Real Estate Pro in Chandler, AZ
Tue Jan 26, 2016
Karen Peyton answered:
If you feel the amount paid will impact your score, then yes, wait.
Give it 30 days from the statement "closing" date (10 days after the due date of the bill) which is a total of 40 days from the due date.

Good luck!
... more
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Teresa Isner, Real Estate Pro in Grove City, OH
Sun Aug 26, 2012
Teresa Isner answered:
The market is amazing, the prices are still low and interest rates are at a record low. I'd love to talk to you and help you along this process. I am a full-time Realtor who services the Columbus, OH and surrounding area's. Please, call me at 614-580-8090 and let's talk. I am sure there is something I can find that would make you VERY happy! ~Teresa Isner, Coldwell Banker King Thompson. ... more
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Teresa Isner, Real Estate Pro in Grove City, OH
Sun Aug 26, 2012
Teresa Isner answered:
There are MANY awesome and creative financing options out there right now. I work with 1st time buyers and have a great mortgagor that I use daily, she is amazing at helping. Call me and I will give you her information. 614-580-8090. I'd love to help you. ... more
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James Gordon…, Real Estate Pro in Hamilton, OH
Fri Aug 17, 2012
James Gordon ABR SFR SRS answered:
James true a lot of people would consider a home with a cracked window move in condition but the VA frowns on that.
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Jim Simms, Real Estate Pro in Louisville, KY
Fri Feb 17, 2012
Jim Simms answered:
In my shop the minimum waiting period where there was a foreclosure is 3 years from the date the property transferred, if you are trying to go FHA. But it isn’t really as simple as that, it also requires re-establishing credit, meeting the minimum FHA scorecard, getting an approval from AUS, etc. It is a lot more complicated than anyone in my business makes it sound. Loan officers are sales people, we try to encourage. Just hook up with a Realtor you trust and them have them introduce you to the lender they trust the most and ask the LO for guidance. Working as a team will get you there ASAP. Good luck, ... more
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