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Home Buying in Dahlonega : Real Estate Advice

  • All61
  • Local Info3
  • Home Buying11
  • Home Selling3
  • Market Conditions3

Activity 18
Mon Jul 3, 2017
Pamra03 asked:
Tue Dec 1, 2015
Hi 240sean,

Linda Johnstone is a scam. By law a lender can charge you anything upfront until they provide you the loan estimate and you've had 3 day to review it. In addition to that no other lender in this country charges an origination fee upfront.

PLEASE report this person to Trulia ASAP.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online:
NMLS# 787231
... more
0 votes 3 answers Share Flag
Sat Sep 20, 2014
Tim & Emily Holley answered:
There is no harm to speak with a loan officer/lender right away. An early consultation with a Lender can save a lot of headaches down the road. A lot of people take for granted that they will have no problems getting a loan. It could be you have no issues to worry with what so ever. However, with January 2015 being less than 4 months away, if you should have a few hurdles to jump over, a great loan officer can guide you in advance with what you need to do to correct any issues so that you will be ready to purchase a home at that time. I have a couple different loan officers that I would highly recommend to get you started!
Please go to my website at for my contact information.
Best Regards,
Emily Holley, Associate Broker
RE/MAX Mountain Properties
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0 votes 5 answers Share Flag
Thu Sep 11, 2014
Bill Eckler answered:
Northern Georgia can get some bad winter weather but nothing like the northeast. All I can offer from my perspective is that there are an awful lot of Georgians that elect to spent their winters in south Florida....

Just keeping it real!

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0 votes 5 answers Share Flag
Wed Sep 10, 2014
Tim & Emily Holley answered:
This is a great question! Buyers have a win win situation being represented by a professional Real Estate Agent. In most cases the Buyer is represented without any added expense to the Buyer. The Listing Agent and the Seller will have a listing agreement with the agreed upon total commission to be paid by the Seller. Let's say that the Listing Agent agrees to list the property for a total commission of 6 percent. Within the GAR (Georgia Association of Realtors) contract it is agreed to share part or half of the commission to the selling agent or "Buyers Agent". It is then advertised in the MLS to all the other Agents in the Full Agent Report how much the Agent is sharing with a cooperating Broker...Most of the time, with a 6% total commission listing, the shared commission to the Selling Agent or (Buyer's Agent) would be 3%. In some cases where a Listing Agent takes a reduced total commission of let's say 5%, the Agent will offer 2.5% to the Selling Agent. In my opinion, which may be a whole other blog post, the Listing Agent should always offer at least 3% to the Selling matter what the the agreed upon total commission should be. Best advise, consult with a Buyer's Agent and ask questions as to how they handle the commission. Most of the time, you will be represented without any additional expense to you. In all my years of representing Buyers, I've never had a Buyer have to pay out of pocket for representation. But, as with anything in life, there are always exceptions, depending on the situation and different Brokerages with individual office policies. I must disclose, of course, this answer is meant to help explain the process, but in no way is meant to be a legal explanation of Buyer Brokerage. Bottom line, ask questions and read contracts and find a highly qualified Buyer's Agent that will fully explain the process.
Emily Holley, Associate Broker
RE/MAX Mountain Properties
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0 votes 6 answers Share Flag
Sat Jan 25, 2014
Alan Grizzle answered:
I can help put you in contact with someone from Achasta that can provide you with answers if you like.
0 votes 1 answer Share Flag
Tue Aug 20, 2013
Sammy Thieme answered:
Stepless ranch homes are fairly common here. I have one coming on the market in Dawsonville (a few miles from the GA Highway 400 Corridor). I would be more than happy to help you in your search.

Sammy Thieme
Re/Max All Properties
30 Years of Full-time Experience
(678) 936-1607
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0 votes 3 answers Share Flag
Wed Feb 20, 2013
Hi S.Jeff.Pike,

Thank you for your service.

If you switched from self employed to w-2 you'll be fine as long as you don't need to count commissions, overtime or bonuses to qualify.

Are you in the same "field" or a similar line of work as when you were self employed?

Please feel free to contact me for more information or help. You can also find additional information on my VA mortgage website by clicking the link below.

Check out my recommendations from some of my previous clients right here on Trulia by clicking the following link:

John Burke
Senior Mortgage Banker
Peoples Bank & Trust Co.
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1 vote 4 answers Share Flag
Tue Jan 15, 2013
Alan Grizzle answered:
The property is owned by BRIAR PATCH HOLDINS LLC according to the tax records.
If you are looking for property in Dahlonega I will be happy to help you. I have lived in Dahlonega my entire life and know the area very well. Check out my web site below. ... more
0 votes 3 answers Share Flag
Fri Nov 9, 2012
Alan Grizzle answered:
Yes it is off Long Branch Rd. How else can I help you?
0 votes 1 answer Share Flag
Fri Oct 12, 2012
Kathryn Bell Farmer answered:
If you are looking for a real estate attorney in the Dawsonville, Dahlonega area ... try the Law Office of Angela Clark (706) 867-9292. She is knowledgeable, reasonably priced and accurate - is very accessible and good at explaining whatever questions you might have about your closing. I am a real etstate agent that does a lot of business in north GA and I try to close with Angela Clark whenever I have a choice. ... more
0 votes 4 answers Share Flag
Thu Aug 30, 2012
cherylgibbins answered:
I have a townhome just down the street from lumpking county high school.
0 votes 8 answers Share Flag
Wed Jun 20, 2012
Hi Elaine,
Yes, Fannie Mae now has a Delayed Financing Exception. We are required to document that the funds used for the cash purchase did come from an acceptable source of the borrower's own funds. A good paper trail will be needed for that. The maximum LTV would be based on the lesser of the sales price or the current appraised value.

To get Pre-Qualified, you can submit your request online at

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
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0 votes 1 answer Share Flag
Thu May 10, 2012
Kathy answered:
Hi Dale,

My bias is for you to look at my home, you can really sock away some savings with the low payments. Its a jewel if I can say that myself.
Payments would be WELL under $600 a month

Good luck to you!!
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0 votes 6 answers Share Flag
Sat Apr 28, 2012
Gary Kaupman answered:

Yes, it's a code for the bank that owns the property. Listings that say
-BAT1 are owned by Community and Southern Bank. based in Atlanta, which has taken over a number of failed banks in Georgia.
-BAT2 is Renasant Bank which is based in Tupelo MS and which has does the same across the SE.
-BAT3 is Community and and Trust which was based in Cornelia GA and, when it failed, was taken over by South Carolina Bank and Trust.

The question is not dumb, because knowing the negotiating style of the bank that owns the property is helpful. In general, because they have agreements with the FDIC that relate to how they deal with these "inherited" foreclosures these banks don't get far from their asking prices, though they do lower prices over time. Note that I said, in general.


Gary Kaupman
Georgia Mountains Group
Atlanta Intown Real Estate Services
land: 706.636.3589
mobile: 404.276.1416
fax: 866.444.8143
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1 vote 2 answers Share Flag
Fri Nov 4, 2011
Alan Grizzle answered:
I have a free listing book service that has the most up to date information available.. Hope you find it helpful.
0 votes 1 answer Share Flag
Fri Aug 26, 2011
Alan Grizzle answered:
I do not see anything like that on the market now. I am attaching a link to my free listing book service that will let you search the most up to date MLS information . You can set yourself up a search and it will email you as soon as a match comes on the market. Then you can give me a call to schedule a time to look at it, ... more
0 votes 1 answer Share Flag
Sat Nov 6, 2010
Lynn Allred answered:
I would love to show you homes in downtown Dahlonega. Homes in the city vary in size, age, price range and availability to purchase. Are you looking for a primary residence, home for a student or investment property? Relocating from within the county or from outside the local area?

When working with you as a Buyers Agent, I coop my commission with the listing agent, so it does not cost you any additional money to have Buyers representation. With a little further info from you, I can research properties and be prepared to show you homes at your convienence. Please feel free to contact me if you have any questions, I'll get the answers.

Hope all is well with you and yours, Lynn

Lynn Allred / Broker Associate / Realtor
Compass Realty Services, Inc.
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