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Home Buying in Cypress Gardens : Real Estate Advice

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Activity 4
Mon Apr 20, 2015
Wayne Weathersby answered:
Tue Feb 10, 2015
Brad & Rhonda Martin answered:
Unfortunately there are no Condo's within this neighborhood or within walking distance, but some smaller homes that are walking distance. I also think your budget works.
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Sun Aug 25, 2013
Antonio Vega-Pacheco answered:
Bill:
Maggie forgot to mention that after a "Lis Pendens" has been filed with courts and the owner / resident has received notification, you can still sell the property via a process called Short-sale. That way you save your credit from being damaged for many years with a "foreclosure" on your credit report and can have some peace of mind by knowing where you are on the process (not being anxious everyday that they may come and evict you with little notice). With new changes in the law that just happened in 8/2013 you may actually be able to purchase a new home after just 1 year of completing a Short-sale. Not only that, there is one lender that has a 1 day after program.

My company also has a program to help homeowners that if you sell or purchase a home with us we pay to have your credit repair by a renowned national corporation. Oh, I forgot to tell you, that doing the short-sale cost you nothing...unlike other real estate brokerages, we do not charge you a penny to handle and complete your short-sale. So if you are interested, want more info, of simply have a few questions you want answered, just e-mail me at AVegaPacheco@aol.com with your number and a good time to contact you. Was this answer helpful? If so please click on "best answer" or on the "green thumbs up".

Several testimonials of satisfied sellers that went thru this same situation can be find by clicking on my photo and reading my profile - testimonials.

Tony Vega
Antonelli Realty
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Wed Jun 12, 2013
Karen Harmon answered:
In Florida, the buyer of a property typically receives the deed at the time of closing. The new owner then gives a mortgage to the lender - the mortgage is a pledge of the property as collateral for the loan or "note". So the owner almost always holds the deed, whether the mortgage note is paid off or not. A deed is an instrument of ownership. You don't need to have the actual piece of paper to "hold the deed" - most deeds are recorded at the courthouse so a copy is always available if ownership needs to be proven. When the mortgage note is paid in full, the owner of the property should receive proof of that from the lender, which should also be recorded at the courthouse. You can check much of this through public records at the county courthouse - often available via an online search.

Please don't take this as a legal opinion or legal advice. If you have legal questions - direct them to an attorney who practices real estate law.
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