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Home Buying in Cypress : Real Estate Advice

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  • Local Info10
  • Home Buying41
  • Home Selling5
  • Market Conditions6

Activity 50
Mon Jun 19, 2017
Sjohnson82785 asked:
What are examples of flooring upgrades, for example, choosing laminate wood floor vs. build grade carpet? I read a review that a customer was charged an additional 10% for upgrades. Does…
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Wed Feb 1, 2017
Christine.woods32 answered:
This article https://rentberry.com/blog/rental-application-tips recommends tenants with bad credit to get a co-signer. Ask a trusted friend or relative with good credit to cosign the rental application with you.
Getting someone to vouch for your financial responsibility can help dampen the effect of negative entries on your credit report.
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Tue Jan 24, 2017
Vmendezlifecare asked:
Wed Sep 28, 2016
Susie Kay answered:
The answer to your question after it has been elaborated is maybe. It all depends on the bank. Just make sure your agent follow up.
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Wed Jul 27, 2016
Renee9398 answered:
I have lived in the area for 16 yrs. This was the first time it flooded like that. Its a great area.
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Sun Mar 13, 2016
Alysse Musgrave answered:
Stef Powers is an Exclusive Buyer's Agent in that area. He can set up an auto search for you so you'll receive accurate information on a timely basis. http://stef.helpubuyamerica.com.

Don't Let Them Make a Monkey Out of You! Follow the links below.


Alysse Musgrave
Consumer Advocate
Exclusive Buyer Agent

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
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Fri Oct 16, 2015
Susie Kay answered:
You need to talk to a lender or two. They will look at your overall financial condition and determine how much you can afford.

I hope this makes sense!
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Fri Aug 7, 2015
Tony Marks answered:
Fri Aug 7, 2015
Jessica Bateman answered:
ou can get an FHA loan with under a 600 middle score with some lending institutions but not many. I would recommend finding a broker or service to help you locate a reputable lender like, The Lenders Network. If anyone can find you a loan they can! ... more
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Wed Jul 1, 2015
Jeremiah.mckenna answered:
RESPA states that the buyer have the HUD 1 in their hand at least 24 hours before the closing date. This is in place to protect the buyer and seller, but mostly the buyer. This document is set in place to explain all charges to the unknowing buyer so that if there are any questions they are fully explained.

If I were to ever go to the closing table with any of my clients and not have a HUD1 in their hands at least 24 hours before hand, heads would roll. I will never use a title company that is inadequate and incompetent. And for all of the agents on here that defend this type of action, it shows the lack of professionalism that unfortunately runs wild among many, many unprofessional Real Estate Agents all across this country. It is a law that the buyer have the HUD 1 in their possession before they go to the closing in order to fully understand what it is that they are paying for and to make any corrections before they sit at the closing table. Shame on the agent that has to run around last minute and try to explain this page to the client. In my professional opinion that is not representing your client to your fullest professional potential. We are charged with protecting the client from the time we shake their hand and ask them to sign the buyers/sellers agent agreement, up until they sign the final closing documents.
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2 votes 9 answers Share Flag
Fri Jun 5, 2015
Nickbao2015 answered:
You can go to http://www.searchq.com and enter your address to download a free property report.

If the lien is found, it will indicate in green color on the report.

You can also call the county assessor or hire a title company to do the title search for you. ... more
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Fri Nov 21, 2014
Myersjulie31 answered:
It's a good idea to find some good contractor's insurance before getting something built, just to be safe. There can be issues with so many things, so having insurance is a really important idea. I would like to find a good company that I can get insurance through. Then I will know that we are covered with good insurance! https://www.orangeinsurance.com/contractors.html ... more
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Fri Oct 3, 2014
Mario Tavares answered:
Hello Hitchinpost8 from Palm Springs, CA.

"First, my disclaimer: We provide the information on this website as a public service. Sometimes the laws change. We cannot promise that this information is always up-to-date and correct.

We do not intend this information to be legal advice. By providing this information, we are not acting as your lawyer. If you need legal advice, you should contact a lawyer through your local legal aid organization or the State Bar of your dwelling. Always talk to a competent lawyer, if you can, before taking legal action."

RESPA (Real Estate Settlement Procedures Act) requires the HUD-1 to be delivered 24 hours prior to closing, if requested. The three business days you are referring to applies to the lenders delivery of the GFE (Good Faith Estimate) which is required to be delivered to you three days after applying.
Also, some Real Estate Transfers have the Three Day Right of Cancellation, so everything you signed you should have a copy.

Hope this helps!

TAVATreasures, LLC
Real Estate Services
houstonrealestate@tavatreasures.com
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1 vote 1 answer Share Flag
Tue Jul 22, 2014
Richard L Bradshaw, Jr answered:
There are many considerations to purchasing a home in any community. The builder is just one consideration. Centex Homes is primarily a production style homebuilder with products ranging from the entry level home that you see in Youpon Ranch to homes that are upscale.

I would be happy to assist you with your home search. Feel free to give me a call at 281-770-2024.

Thanks,

Richard Bradshaw
... more
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Wed Apr 30, 2014
answered:
I find that my clients are most comfortable in an area that fits their goals and lifestyle. The starting point in any home search is taking a look at your wants and needs and comparing communities to find the right fit.

Let me know what is important to you and I will recommend a community. www.bodnarteam.com
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Fri Feb 7, 2014
Brady Brittain answered:
I would speak with both your title rep and your loan officer to be sure. Your REALTOR may also be able to shed some light on the subject. Your GFE is not allowed to vary more than a certain percentage from the Settlement Statement, so I'd check on that for sure! ... more
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Sat Nov 16, 2013
Jennifer Fivelsdal answered:
I think the wise thing to do would be to have this discussion with a lender who would have a better view of your entire financial picture. Based on his evaluation you could move forword with the purchase or not.

Consumers are often told not to make big purchases when planning to buy a home but it does depend on the individual financial situation.
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Sat Nov 16, 2013
Randall Yates answered:
Check out our site we will review your situation and refer you to a reputable lender that has the right type of loan for you, that's what we specialize in..
1 vote 7 answers Share Flag
Sat Nov 16, 2013
Randall Yates answered:
We help people with difficult situations most lenders cannot help.Check out our site we will review your situation and refer you to a reputable lender that has the right type of loan for you, that's what we specialize in.. ... more
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