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Home Buying in Cumming : Real Estate Advice

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  • Home Buying70
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Activity 127
Thu May 18, 2017
Kathy Burgreen answered:
Even though you have about 13% for a down payment, the issue is whether you are financially qualified to buy at that price. You also need cash to pay closing costs. Another issue is what is the maximum dollar amount for conventional loans in your county? A $1 million dollar loan may be considered a "jumbo loan" which means the lender will use a conventional loan up to the county limits, then for the difference you can either get a secondary loan or may be charged higher interest rates, fees, etc.

You need to contact a local lender and have them pull your credit and review your finances. Don't assume you qualify for a $1 million dollar property.
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Tue Feb 28, 2017
Rk_burkhart asked:
Fri Dec 9, 2016
Alysse Musgrave answered:
Rent to own is just a horrible idea. More than likely, you're going to lose a lot of money. I suggest you wait until you can qualify for a traditional mortgage; then buy a home.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.


Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker
http://HelpUBuyAmerica.com

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
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Tue Jun 7, 2016
Sandhiyak09 asked:
Tue May 31, 2016
Dani2804 answered:
DO NOT Buy from them. The. Biggest mistake of our lives. We have build and sold many homes over the course of our life and this doesn't even come to a honest builder.,which by the way is their motto. every single upgrade that we purchased was installed incorrectly and it was a battle every step of the way to get it corrected. They did not delivery on time,they postponed our closing date, causing our movers to be rescheduled, costlng us more $.
And now we are In the middle of property line issues... They did not disclose to us that there is a roadway behind us , as it was covered up by their graders and now the city is making them restore it.
This is what we get for paying for a premium lot by the way. There are many more things I could list here, we are just so unhappy and don't want anyone else to have to go through this. Ash woods is a company that only cares about making a $ they come off as honest and friendly when buying , so don't get sucked in by that.
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Mon May 9, 2016
Desiree Lapin answered:
The kitchen is one of the most important rooms in any home. Especially in the minds of buyers, so making updates in this room is typically a good investment. Consider taking the time and spending extra money in the kitchen where needed. For example replacing old, warn out counter tops with granite counters is an excellent upgrade to make. Having beautiful new granite counter tops in the kitchen will appeal to a wide range of buyers. Have a look here - http://www.desireelapin.com/kitchen-updates-to-make-before-listing-your-home-for-sale/, to read up on additional kitchen design tips. ... more
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Tue Apr 5, 2016
MCM_STL answered:
The basement issue really depends on what's normal for where you are. In my city, basements are nearly always standard equipment and not having one takes a bite out of your property value because an overwhelming majority of buyers simply expect houses to have them. Slabs are often hard to sell even when they're priced lower than basement-having houses. I'd never buy a slab foundation house here unless I was sure I wanted to stay in in for decades.

To me 3,100 sq feet is TON of house. I'd never want more living space than that and I absolutely think there's something to be said for not having to look at your neighbors' houses every time you go outside.

Really, it's simply a question of what buyers expect in your community. Are basements the norm or not?
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Wed Feb 3, 2016
Megan.tanju asked:
Especially interested in "switch and bait" tactics/straight-forwardness of process, and quality of the end result home from anyone who has built with these companies.
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Thu Aug 27, 2015
Pavan.sra asked:
Home Construction Quality Lennar vs Ashton Woods ?
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Tue Aug 18, 2015
Deepupower123 asked:
I signed contract on a house which has a detention pond in my backyard (and it has negligible backyard). But, the it has good amount of free space front of the house and one side of the…
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Fri Aug 7, 2015
Tina Hillmer answered:
My office in right around the corner...The community has only a couple lots backing up to Buford Dam Rd and the perimeter is surrounded by a wooded buffer. Great location minutes from GA400, shopping and restaurants. ... more
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Mon Aug 3, 2015
Isabel Elsesser answered:
I have sold many Ryland homes. Do you need the assistance of a buyers agent to scope out the area and negotiate a good deal and terms for you ? On-site agents represent the builder those agents do not have a license.

Isabel Elsesser, Residential Specialist
First United Realty of Atlanta
Direct 770-307-8751
Fax 888-799-3184
Check out my website!
Full Time From 1993-2015
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Mon Apr 13, 2015
marion hayes answered:
Tax records typically are wrong however the real estate agent will put this information on the MLS listing to let prospective buyers be notified of the wrong bedroom and bathrooms. There is a specific comment about the number of bathrooms and bedrooms. ... more
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Wed Feb 25, 2015
Sammy Thieme answered:
Unless your home is already in a higher end subdivision, I don't suggest paying the extra money to have a three side brick home. Instead, I would opt for granite counter tops, hard wood floors, and/or a finished basement (It costs more than $11,000 but adds square footage and residual value). Best wishes.

Sammy Thieme
RE/MAX All Properties
Cumming, GA 30041
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Wed Feb 25, 2015
Sammy Thieme answered:
If you are purchasing the home and are truly concerned about mold levels, contact a home inspector. Mold damage can be the result of a number of deeper issues, and mold remediation companies may not be completely impartial. When selling in the future, you may have to label mold issues if you choose to fill out a disclosure, which is customary in resales. Best of luck!

Sammy Cardin-Thieme
RE/MAX All Properties
Cumming, GA 30041
(678) 936-1607
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Sat Oct 18, 2014
George Raymondo answered:
The seller is not required to do any repairs unless that were specifically requested and agreed to in the Purchase Contract or Addendum. If you did a Home Inspection or an Appraisal was done by the Lender and the Appraiser and listed the repairs as "Lender Required", then those repairs have to be completed in order for you to finance FHA.

But remember, the seller is not in any way obligated to pay for those repairs again unless they were requested upfront. It sounds like there was some misunderstanding between the Agents the seller did the repairs thinking they could cover the repairs through escrow by raising the sale price. If the Agents can't resolve this, you'll need to consult with an RE Attorney and see what you options are.

Best of Luck!
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Mon Oct 6, 2014
Solomon Greene answered:
Hello Ralph,

There are grants available to help home buyers with their down payments and you'll find lots of information on that at the link below. Lenders typically coordinate with program administrators to help home buyers obtain down payment assistance. Some of those loans are forgiven at the closing table, others forgiven over a few years while still others are there until repaid. All of the ones familiar to me, however, are soft second mortgages. No payments are due, nor due they accrue interest.

Hope that helps
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Tue Aug 12, 2014
Meir Aloni answered:
Appraisal it's a art, not science...you pay 3 pro appraisals and you will get 3 different numbers (they should be close, never the less) i.e 200k; 207k; 192k........
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