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Home Buying in Cullman : Real Estate Advice

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  • Local Info0
  • Home Buying9
  • Home Selling1
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Activity 11
Wed May 20, 2015
Diana Hellman answered:
I recommend that you speak with a financial planner or accountant who can review your particular financial situation and determine what the best course of action would be.
0 votes 1 answer Share Flag
Thu Apr 3, 2014
Macklin Crewe answered:
All The broker say buy ... What did you expect? LMAO
0 votes 10 answers Share Flag
Tue Feb 25, 2014
Harley Hughes answered:
Dialsdale Rd is in the East Elementary School Zone
0 votes 2 answers Share Flag
Thu Aug 1, 2013
Jason Chandler answered:
If you are not already working with a Realtor, I'd love to help you. Please contact me if you would like a list of available homes e-mailed to you. We can start looking this week, if you like!
Call me @ 256-339-3060
... more
0 votes 2 answers Share Flag
Thu Jan 3, 2013
Michelle answered:
Thank you, Kelly and Mark, and Kelly, please double-check your email; I actually sent you an email about the owner-financed places we had talked about. Thanks!
0 votes 3 answers Share Flag
Thu Nov 1, 2012
Mark Smothers answered:
Cullman City Schools and Cullman County Schools are both good school systems and within a few miles of Rehau.
1 vote 1 answer Share Flag
Thu Nov 1, 2012
Michelle answered:
Depending on your income, you may want to check out Habitat for Humanity if you are willing to help volunteer ("sweat equity). You would have a nice, brand new, safe home for you and your children, at an affordable rate. Go to their website, or call the local office, to see where and when they are building in your area, and also what the income and credit qualifications are.

As far as rent to own, just be careful. Some people try to not apply the whole amount of what you are paying toward the mortgage, and it ends up being a bad experience and a waste of money.

As a first time homebuyer, you could try FHA. Check your credit on the government's free annual report site.

Make sure you have a good established relationship with a bank/credit union at this point, are paying bills on time, etc. Try creditkarma.com for more ideas, I have been using them to help figure out my debt ratio and other factors to prepare me for home buying.
... more
0 votes 3 answers Share Flag
Sat Oct 15, 2011
Stephanie Ransom Wilson answered:
How long have you been in your current home? Do you have any equity built up? I agree with Kelly, the first step is to speak with a loan officer to make sure you will be able to purchase when you sell your current home. Then get your home on the market! You never know how long it will take you to sell your current home. Keep your eyes open for homes that interest you while marketing your home for sale. You sure don't want to have 2 mortgage payments! Please visit my website below for helpful buyer information, and let me know if you need the names & numbers of some great local lenders! Please don't hesitate to call me if you would like an honest evaluation of your current home - I'll be happy to come take a look & give you my honest opinion. Good Luck! ... more
0 votes 5 answers Share Flag
Thu Jan 27, 2011
Lorraine Neff answered:
I would be more than glad to help you with that issue. Give me a call or Email lorraine@sweethomealabamarealty.com. You can reach me at 256 339 5883.
If you have good credit it will depend on whether you have a job waiting here.
From your Email you have a job with history already, so it shouldn't be a problem.
Please Email and let me know what you are looking for in a home and I will EMail
listings you might be interested in.
Lorraine Neff
Sweet Home Alabama Realty
... more
0 votes 7 answers Share Flag
Tue Dec 1, 2009
Lookingforrentalhome answered:
hey do you have any houses that are available for rent?
I know the markets not that great for sellers right now, and im looking for a home for my family.
Sometimes, sellers who had their empty houses on the market for a long time are willing to put it up for rent.
Im not looking to buy right now, so if there is a house up for rent that is 3/2, please let me know. I'd love to go look at it.
... more
0 votes 1 answer Share Flag
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