my credit score is 10,000 is this good or bad?

Asked by John, 78221 Wed Aug 4, 2010

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Robin Silverberg’s answer
Robin Silver…, Mortgage Broker Or Lender, Garden City, NY
Wed Aug 4, 2010
There are times when you run your credit and it actually comes up with no score, which sometimes shows as a lot of zeros. This is generally when you do not have enough credit.
What I recommend you do if you want to get pre-qualified for a mortgage, is speak to a reputable loan officer, possibly try a few to see who you click with. Choose one of those only to run your credit. They will get you the scores that will be used for underwriting purposes, not the scores you get when you run credit on yourself.
2 votes
Monir Mamoun, Agent, Denville, NJ
Wed Aug 4, 2010
It is good if you live on the moon. For earthlings subject to FICO scores, they can range from 300 to 850. See the wikipedia article for more terrestrial information.
1 vote
T.E. & Naima…, Agent, Dallas, TX
Wed Aug 4, 2010
WOW! That's only 120 x the maximum. You must be really proud.
Web Reference:  http://www.MyDFWLakeHome.com
1 vote
Christopher…, Agent, San Antonio, TX
Sat Jul 28, 2012
There are actually a couple different credit score ratings. However, the best known and most widely used is the FICO score which ranges from 350-850. If I can help you find anything please let me know, I assist buyers and sellers.



Chris Thorson
Realtor
Century 21 United-Northside
Mobile 210-595-0027
Office 210-697-6700
http://www.texasdreamproperties.com
0 votes
Stephen Katz, Mortgage Broker Or Lender, Atlanta, GA
Wed Aug 18, 2010
If my memory serves me correct, the credit score range is from 300 to 850. Even the most conscientious person cannot attain the perfect 850 score. This must be typographical error or someone is orchestrating a prank on you.
0 votes
Bill Eckler, Agent, Venice, FL
Wed Aug 4, 2010
John,

You are obviously looking at incorrect information.....Robin's advice is "right on target." Speak with a mortgage specialist about getting pre-qualified. They will check your credit and provide you with both current and accurate information.

Good luck,

Bill
0 votes
Linda S. Cef…, Agent, Franklin, WI
Wed Aug 4, 2010
John,

You must be misinformed. There is no such thing.
Web Reference:  http://www.lindacefalu.com
0 votes
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