Welcome to Torrrance. The South Bay is a great place to live.
I love what Daniel said. Learn about credit and how to build good strong credit. Meanwhile, your husband wil have to improve his credit, as lenders will look at both of your scores in determining to lend. If you would like some recommendations in these areas, give me a call. I have an office in Torrance and would be happy to meet with you to explore how you can position yourself for home ownership in the next couple of years. I worked with a couple for 19 months, guiding them along the same process. They are now very happy homeowners.
As important as credit is, it is also important that you have assets. Start saving every penny you can. The more money you have in reserves (on deposit in a bank or brokerage account), the better you will look to a lender. This should be easy when your vision of home ownership is clear. I would be honored if you would give me the chance to help you set the path towards this dream. Goals and a clear way to achieve them will get you there sooner than you think. You can contact me directly. My phone number is below. Dare to Dream.
Shel-lee Davis, QSCÂ®
Certified Distressed Property Expert â€“ CDPEÂ®
Short Sale & Foreclosure Resource â€“ SFRÂ®
Certified HAFA Specialist â€“ CHSÂ®
Your Real Estate Consultant for Life
RE/MAX Palos Verdes Realty