You will be able to get a loan with a 608 credit score. The "devil is in the details". The loan will have to be supported by some sort of collateral - a house, etc. The larger your "involvement" ("read" downpayment or equity) the more sources of money you will find. As credit scores down, the risk to the lender goes up, and so does the interest rate that the lender will ask for. Here's a couple of examples - If you have no money to put down, and are trying to get a "signature loan" - meaning without any potential "collaterial", then, if you can find a lender, the interest rate, and the "points" (up front cash with which to "purchase the loan package" - the cost of the loan) will both be high. In a different scenario, if you only need a small loan on a high value property, in which you have lots of equity, then a lender will be easy to find, as their risk is low (the lender has to ask "itself" - if I have to take this back due to non-payment-of-the-loan, can I sell the collateral, recover the loan amount, and still make a profit).
The ability to get the loan will depend on several things other than your credit score. There are many variables. If you would like more information on other scenarios, like co-signers, owner contracts terms, etc. please visit the site noted below, and contact me whenever it is convenient.