Asked by Lisa, Chicago, IL • Mon Feb 6, 2012
I have a 640 credit score and $10,000 for a down payment. I'm looking at condos in the 40-50 thousand dollar range. I've had perfect credit for the past 13 months before that I had some late payments. I also have a couple accounts in collection that are really old. The thing that worries me is I only make $18,000 a year. Do you think I would get approved or should I wait a while.
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