Brian Young 214-797-3479
As Ron pointed out, the banks do not grade by the curve.
So really it does not matter what sacramento's average credit score is.
What you should do is check your score, by either contacting your favorite loan officer and get it from him. Or, via one of the free credit score websites. Just google "free credit score".
If your credit score is less than 740, you may want to improve it. Again there are numerous companies who may be able to help you.
Your credit is important in getting your interest rate to be the lowest.
However, even if your credit score in the 600s, you still may be able to get a loan.
Contact a reputable mortgage loan officer for more info.
Hope that helps.
The Bank will look at YOUR score;
they are not grading on the curve!
Besides; this would fall under PERSONAL INFORMATION and I serious doubt that anyone would have it!
Would you like your score broadcast over the net?