Asked by Shanna Brown, • Wed Jan 25, 2012
OK, I went to my bank and asked to be pre qualified or pre approved for a RD loan in alabama. They took the application and called 2 days later to tell us we were approved. We signed the contract on a house & paid the earnest fee. Our bank got the papers from the real estate agent today, then called to tell us we were not approved for a RD loan and could not be with my husband's credit score at 627. I was VERY clear my husband's score was only 620 and that we wanted ONLY a RD loan. They admitted they made the mistake, but my question is, do all banks require a credit score of 640 for a RD loan? We were told 620.
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