Once you pay the original creditor and have it removed from your report, what do you do about all the collection agencys on your account that are for

Asked by Jeanette Walters, Philadelphia, PA Sat Dec 18, 2010

Okay. Did the validation letters, got pay for delete for the original creditors. Now what do I do for the collection agencies that are under the same creditor thats deleted? If the original creditor is deleted, why are the collection agencies still there?

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Dallas Texas, Agent, Dallas, TN
Mon Dec 20, 2010
BEST ANSWER
Collection agency needs be contacted you have paid the org. creditor. should be delected from your files. HOWEVER strange that org. creditor would take payment CONSIDERING they sold the debt and wrote it off their books.

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
1 vote
Anna M Brocco, Agent, Williston Park, NY
Sun Dec 19, 2010
If you paid the original creditor, have a receipt, but still show as unsatisfied on your credit report, do dispute the charges and if necessary provide the credit bureau with a copy of the receipt--see links---
http://www.transunion.com
http://www.experian.com
http://www.equifax.com/home/en_us
1 vote
Timothy Garr…, Agent, Philadelphia, PA
Sun Dec 19, 2010
Hi, Jeanette.

If you need help with your credit report (and/or credit repair), please let me know and I'll refer you to a contact of mine.

Best of luck!

Tim

Timothy M. Garrity | Brown McKinney Real Estate, Co.
Real Estate Professional & Consultant
http://www.phillyurbanliving.com

tgarrity@brownmckinney.com Email| http://www.brownmckinney.com/tim Website
215-825-2250 x 1007 Office | 267-879-2716 Mobile | 267-519-5490 Fax
Web Reference:  http://brownmckinney.com/tim
1 vote
Scott Godzyk, Agent, Manchester, NH
Sun Dec 19, 2010
You do not need to pay anyone to assist you. pull a copy of your 3 credit reports, you can then dispute the collection listings on your report. They will have 30 days to validate the debt, if tehy can not they have to remove it. if they do you will want to forward your release letter to each credit bureau.

Please see my blog regarding credit reporting
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