If you only have a lot of inquiries on your chexsystem report, but no accounts, does it still affect you, or your score in some type of way?

Asked by Jeanette Walters, Philadelphia, PA Sat Dec 18, 2010

If I apply for a bank account, and all I have on chexsystems is inquiries, will it affect me? I mean do they look at credit scores to open up a bank account along with checksystems?

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Scott Godzyk’s answer
Scott Godzyk, Agent, Manchester, NH
Sun Dec 19, 2010
I think they look for negatoves such as bounced checks, closed account leaving balances or negatove balance accounts. You can always ask a personal banker at any of teh major banks what their criteria is for opening an account for their bank. BOA is more liberal than any other bank.
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