Asked by hiddenmetaphor, Manchester Township, NJ • Mon Feb 4, 2013
Hi, I am 23 yrs old female. I can see that my Experian credit score is 564. I had many issues as an 18yr old that im still trying to fix. I am currently repaying two debt collectors (1 more payment on 1, 1 more year of payments with the other) I have a school loan of 10,160. And i have two credit cards, A capitol One and an Orchard Bank. I bank with Wells Fargo. I need to start planning for my family. I am soon to have a 3 year old step son and we will need a new place and car. How can i improve my score or find a way to show i am being responsible now for all current and past debts. I am currently paying on time for everything (Credit cards, collections)
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