I am clearing some things off of my credit report and the mortgage lender said that they have to run it again before closing.

Asked by CamBo, Milwaukee, WI Wed Apr 24, 2013

My question is, when your credit is run again, does that drop your credit score drastically when doing a tri-merge pull? Im not sure If im wording that correctly?

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Sarah Floyd, Home Buyer, Wauwatosa, WI
Wed Apr 24, 2013
Hi Angela,

When a lender pulls your credit score from all 3 bureaus it temporarily slightly affects your credit (not drastic). Depending on how long ago your lender pulled your score, it may or may not affect your credit to rerun. feel free to email with any questions at Sarah@kapitalrealestate.com.
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Christina Ha…, Other Pro, Morristown, TN
Thu Apr 25, 2013
Angela,

Yes the lender will re-issue your tri-merged report. This is done for a number of reasons, either it has been more than 30 or so days since it was last pulled, and or because of your statement of clearing things off they will re-issue the reports to see if there are any changes to your credit report and or scores.

Best of Luck;


Christina Solorzano
CEO & SR Credit Repair Specialist at
Everlasting Credit Repair
http://www.everlastingcredit.com
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