Jorge, Renter in Hanover Township, PA

Have bad credit, but like to know if I could get my first home buy and how?

Asked by Jorge, Hanover Township, PA Wed Jan 26, 2011

jorge.medina87@yahoo.com

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Hi Jorge, First step is getting a copy of your credit report from a local lender or annualcreditreport.com. Second step is to speak to that loan officer and a credit guy to get on a roadmap to improving your credit. Third step is being motivated enough to do what it takes to improve your credit. You'll also have to have stable/verifiable income to support a purchase and have a little bit of money saved in the bank, but credit assistance will be your first step. Chad
0 votes Thank Flag Link Sun Jan 30, 2011
Hello Jorge,
There are a few programs for FHA that go down to a 500 credit score. However, they require 10% and allow for 3% seller assist.
0 votes Thank Flag Link Wed Jan 26, 2011
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