Below 620 score will likely require more of a down payment...... even if you can get the loan.
Likely negating your chances if you 'need' the seller to pay closing costs.
You should work on the credit. You aren't ready to buy yet.
Maybe you can fix up the credit a little easier than you think.
Email me and I will reply back with a free e-book about credit.
(214) 763-4629 cell/text/nights/weekends(Really!!)
Lending all across the entire Great State of Texas!!
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