Asked by Aspen19128, Cherry Hill, NJ • Wed Jan 30, 2013
When we apply for a mortgage with both our names on it, how are the two scores reconciled? My score is good, well over 750, my husbands credit is not as good, somewhere in the low 600s. Do they do a simple average to determine the overall credit score or do they weight them one way or another (my income is higher, I pay the majority of our bills, etc.)? Just wondering how his score may hurt our chances. Thanks.
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